` Comparison: UNIFINA, BAJFINANCE - Alpha Spread

UNIFINA
vs
BAJFINANCE

Over the past 12 months, UNIFINA has underperformed BAJFINANCE, delivering a return of 0% compared to the BAJFINANCE's +57% growth.

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UNIFINA
BAJFINANCE
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Stocks Compared:
UNIFINA BAJFINANCE
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Valuation Comparison

UNIFINA Intrinsic Value
75.48 MXN
Undervaluation 84%
Intrinsic Value
Price
BAJFINANCE Intrinsic Value
873.42 INR
Overvaluation 17%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Unifin Financiera SAB de CV
BMV:UNIFINA
12 MXN
Bajaj Finance Ltd
NSE:BAJFINANCE
1 048 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
UNIFINA, BAJFINANCE

UNIFINA
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Unifin Financiera SAB de CV
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
UNIFINA, BAJFINANCE

UNIFINA
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Unifin Financiera SAB de CV
BMV:UNIFINA
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

UNIFINA
-71.2%
BAJFINANCE
60.5%

Operating Margin

UNIFINA
-411.5%
BAJFINANCE
43%

Net Margin

UNIFINA
-148.5%
BAJFINANCE
24.2%

FCF Margin

UNIFINA
81.9%
BAJFINANCE
-87.2%

ROE

UNIFINA
-45.2%
BAJFINANCE
19.3%

ROA

UNIFINA
-10.4%
BAJFINANCE
3.9%

ROIC

UNIFINA
-29.8%
BAJFINANCE
5.5%

ROCE

UNIFINA
-42.4%
BAJFINANCE
8.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
UNIFINA, BAJFINANCE

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Performance Gap
UNIFINA, BAJFINANCE

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UNIFINA
BAJFINANCE
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
UNIFINA, BAJFINANCE

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