` Comparison: KSPI, BAJFINANCE - Alpha Spread

K
KSPI
vs
BAJFINANCE

Over the past 12 months, KSPI has underperformed BAJFINANCE, delivering a return of -31% compared to the BAJFINANCE's +57% growth.

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KSPI
BAJFINANCE
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Stocks Compared:
KSPI BAJFINANCE
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Valuation Comparison

KSPI Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
K
Kaspi.kz AO
NASDAQ:KSPI
76.42 USD
Bajaj Finance Ltd
NSE:BAJFINANCE
1 048 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
KSPI, BAJFINANCE

KSPI
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
K
Kaspi.kz AO
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
KSPI, BAJFINANCE

KSPI
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
K
Kaspi.kz AO
NASDAQ:KSPI
FCF is not applicable for financial companies
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

KSPI
BAJFINANCE
60.5%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
Bajaj Finance Ltd

Operating Margin

KSPI
BAJFINANCE
43%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
Bajaj Finance Ltd

Net Margin

KSPI
39.4%
BAJFINANCE
24.2%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Bajaj Finance Ltd

FCF Margin

KSPI
BAJFINANCE
-87.2%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
Bajaj Finance Ltd

ROE

KSPI
61%
BAJFINANCE
19.3%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Bajaj Finance Ltd

ROA

KSPI
12.3%
BAJFINANCE
3.9%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Bajaj Finance Ltd

ROIC

KSPI
BAJFINANCE
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
Bajaj Finance Ltd

ROCE

KSPI
BAJFINANCE
8.3%
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
Bajaj Finance Ltd

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
KSPI, BAJFINANCE

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KSPI
BAJFINANCE
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Performance Gap
KSPI, BAJFINANCE

Performance Gap Between KSPI and BAJFINANCE
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Performance By Year
KSPI, BAJFINANCE

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KSPI
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