` IFC (Intact Financial Corp) vs FFH (Fairfax Financial Holdings Ltd) Comparison - Alpha Spread

IFC
vs
FFH

Over the past 12 months, IFC has underperformed FFH, delivering a return of +25% compared to the FFH's +53% growth.

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IFC
FFH
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

IFC Intrinsic Value
341.19 CAD
Undervaluation 11%
Intrinsic Value
Price
FFH Intrinsic Value
2 717.82 CAD
Undervaluation 10%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Intact Financial Corp
TSX:IFC
304.04 CAD
Fairfax Financial Holdings Ltd
TSX:FFH
2 448.49 CAD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
IFC vs FFH

IFC
FFH
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Intact Financial Corp
Revenue
Fairfax Financial Holdings Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
IFC vs FFH

IFC
FFH
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Intact Financial Corp
TSX:IFC
FCF is not applicable for financial companies
Fairfax Financial Holdings Ltd
TSX:FFH
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

IFC
FFH
LTM 3Y Avg 5Y Avg 10Y Avg
Intact Financial Corp
Not applicable for financial companies
Fairfax Financial Holdings Ltd
Not applicable for financial companies

Operating Margin

IFC
FFH
LTM 3Y Avg 5Y Avg 10Y Avg
Intact Financial Corp
Not applicable for financial companies
Fairfax Financial Holdings Ltd
Not applicable for financial companies

Net Margin

IFC
8.2%
FFH
10.2%

FCF Margin

IFC
FFH
LTM 3Y Avg 5Y Avg 10Y Avg
Intact Financial Corp
Not applicable for financial companies
Fairfax Financial Holdings Ltd
Not applicable for financial companies

ROE

IFC
12.5%
FFH
17.2%

ROA

IFC
3.8%
FFH
4.3%

ROIC

IFC
FFH
LTM 3Y Avg 5Y Avg 10Y Avg
Intact Financial Corp
Not applicable for financial companies
Fairfax Financial Holdings Ltd
Not applicable for financial companies

ROCE

IFC
FFH
LTM 3Y Avg 5Y Avg 10Y Avg
Intact Financial Corp
Not applicable for financial companies
Fairfax Financial Holdings Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
IFC vs FFH

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Performance Gap
IFC vs FFH

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IFC
FFH
Difference
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Performance By Year
IFC vs FFH

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IFC
FFH
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