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Ally Financial Inc
NYSE:ALLY

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Ally Financial Inc
NYSE:ALLY
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Price: 39.76 USD 0.13% Market Closed
Updated: Apr 25, 2024

NIM
Net Interest Margin

5.2%
Current
6%
Average
4%
Industry
Positive for the last year
5.2%
Positive average
6%
Worse than average
Better than industry value

Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.

NIM
5.2%
=
Net Interest Income
6.9B
/
Interest-Earning Assets
133.5B

NIM Across Competitors

NIM Comparison
Ally Financial Inc Competitors

Country Company Market Cap NIM
US
Ally Financial Inc
NYSE:ALLY
12B USD
5%
US
American Express Co
NYSE:AXP
172.2B USD N/A
US
Capital One Financial Corp
NYSE:COF
56.6B USD
10%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.4T INR N/A
US
Discover Financial Services
NYSE:DFS
32.7B USD
12%
US
Synchrony Financial
NYSE:SYF
18B USD
19%
US
Santander Consumer USA Holdings Inc
NYSE:SC
12.7B USD N/A
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
959B INR N/A
BR
Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC3
56B BRL
19%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
925.2B INR N/A
IN
SBI Cards and Payment Services Ltd
NSE:SBICARD
709.5B INR N/A
Ally Financial Inc
NYSE:ALLY
Country US
Market Cap 12B USD
NIM
5%
American Express Co
NYSE:AXP
Country US
Market Cap 172.2B USD
NIM N/A
Capital One Financial Corp
NYSE:COF
Country US
Market Cap 56.6B USD
NIM
10%
Bajaj Finance Ltd
NSE:BAJFINANCE
Country IN
Market Cap 4.4T INR
NIM N/A
Discover Financial Services
NYSE:DFS
Country US
Market Cap 32.7B USD
NIM
12%
Synchrony Financial
NYSE:SYF
Country US
Market Cap 18B USD
NIM
19%
Santander Consumer USA Holdings Inc
NYSE:SC
Country US
Market Cap 12.7B USD
NIM N/A
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
Country IN
Market Cap 959B INR
NIM N/A
Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC3
Country BR
Market Cap 56B BRL
NIM
19%
Shriram Finance Ltd
NSE:SHRIRAMFIN
Country IN
Market Cap 925.2B INR
NIM N/A
S
SBI Cards and Payment Services Ltd
NSE:SBICARD
Country IN
Market Cap 709.5B INR
NIM N/A

Profitability Report

View the profitability report to see the full profitability analysis for Ally Financial Inc.

Full Profitability Report

See Also

Summary
ALLY intrinsic value, competitors valuation, and company profile.
DCF Valuation
ALLY stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ALLY stock valuation using valuation multiples.
Wall Street Estimates
ALLY price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ALLY stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
What is Net Interest Margin?

Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.

NIM
5.2%
=
Net Interest Income
6.9B
/
Interest-Earning Assets
133.5B
What is the NIM of Ally Financial Inc?

Based on Ally Financial Inc's most recent financial statements, the company has NIM of 5.2%.

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