Elevate Credit Inc
NYSE:ELVT
Intrinsic Value
Elevate Credit, Inc. engages in provision of online financial services for subprime credit consumers. [ Read More ]
The intrinsic value of one ELVT stock under the Base Case scenario is 1.5 USD. Compared to the current market price of 1.87 USD, Elevate Credit Inc is Overvalued by 20%.
Valuation Backtest
Elevate Credit Inc
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Fundamental Analysis
Balance Sheet Decomposition
Elevate Credit Inc
Non-Current Assets | 789.2m |
Long-Term Investments | 4.8m |
PP&E | 50m |
Intangibles | 7m |
Other Non-Current Assets | 727.4m |
Non-Current Liabilities | 620.1m |
Long-Term Debt | 560.6m |
Other Non-Current Liabilities | 59.5m |
Earnings Waterfall
Elevate Credit Inc
Revenue
|
497m
USD
|
Cost of Revenue
|
-262.9m
USD
|
Gross Profit
|
234.1m
USD
|
Operating Expenses
|
-234.8m
USD
|
Operating Income
|
-713k
USD
|
Other Expenses
|
-67.1m
USD
|
Net Income
|
-67.8m
USD
|
Free Cash Flow Analysis
Elevate Credit Inc
ELVT Profitability Score
Profitability Due Diligence
Elevate Credit Inc's profitability score is 49/100. The higher the profitability score, the more profitable the company is.
Score
Elevate Credit Inc's profitability score is 49/100. The higher the profitability score, the more profitable the company is.
ELVT Solvency Score
Solvency Due Diligence
Elevate Credit Inc's solvency score is 21/100. The higher the solvency score, the more solvent the company is.
Score
Elevate Credit Inc's solvency score is 21/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
ELVT Price Targets Summary
Elevate Credit Inc
Ownership
ELVT Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
ELVT Price
Elevate Credit Inc
Average Annual Return | -11.5% |
Standard Deviation of Annual Returns | 11.96% |
Max Drawdown | -85% |
Market Capitalization | 58.4m USD |
Shares Outstanding | 31 461 300 |
Percentage of Shares Shorted | 0.5% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Elevate Credit, Inc. engages in provision of online financial services for subprime credit consumers. The company is headquartered in Fort Worth, Texas and currently employs 436 full-time employees. The company went IPO on 2018-05-07. The firm uses advanced technology and risk analytics to provide financial options to its customers. Its Blueprint platform offers unsecured online installment loans, lines of credit and credit cards in the United States (US). The company is engaged two business activities: as a state-licensed lender and as a service provider to Federal Deposit Insurance Corporation (FDIC)-regulated banks. Its offers three product: Rise, Elastic, and Today Card. Its products provide access to credit and services, along with credit building and financial wellness features. Rise is an installment loan brand that operates as a state-licensed lender in approximately 12 states. Elastic is a line of credit brand that is designed to be a financial safety net and helps cover unexpected expenses through a fully online draw feature. Today Card features include higher line sizes up to $3,500, family flexibility, and credit score monitoring.
Contact
IPO
Employees
Officers
The intrinsic value of one ELVT stock under the Base Case scenario is 1.5 USD.
Compared to the current market price of 1.87 USD, Elevate Credit Inc is Overvalued by 20%.