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AMSF
vs
S&P 500
AMSF
S&P 500
Over the past 12 months, AMSF has underperformed S&P 500, delivering a return of -38% compared to S&P 500's +13% growth.
Stocks Performance
AMSF vs S&P 500
Performance Gap
AMSF vs S&P 500
Performance By Year
AMSF vs S&P 500
Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.
Amerisafe Inc
Glance View
Amerisafe is a specialty property and casualty insurer that focuses on workers’ compensation coverage for employers in hazardous industries. It sells insurance policies that help businesses cover medical costs, lost wages, and other claims when employees are injured on the job. Its main customers are small and mid-sized employers in industries such as construction, trucking, logging, agriculture, manufacturing, and other work settings where workplace injuries are a bigger concern. The company makes money mainly by collecting premiums and investing the float it holds before claims are paid. It also earns income from underwriting, which means it tries to price policies carefully so the premiums cover expected claims, expenses, and profit over time. Because workers’ compensation is a niche line of insurance tied to safety, payroll, and claims management, Amerisafe’s business depends heavily on understanding risky job sites and controlling losses rather than selling a broad mix of insurance products. What makes Amerisafe different is its narrow focus. Instead of trying to be a general insurer, it concentrates on workers’ compensation for higher-risk employers and uses that specialization to assess risks, set premiums, and manage claims. For investors, that means the company’s role is that of a specialized underwriter serving a hard-to-insure part of the labor market.