Paid Plans
Want to analyze multiple companies at once? Paid plans let you compare up to 5 stocks side by side.
Sign Up
OPRT
vs
S&P 500
OPRT
S&P 500
Over the past 12 months, OPRT has significantly outperformed S&P 500, delivering a return of +55% compared to S&P 500's +15% growth.
Stocks Performance
OPRT vs S&P 500
Performance Gap
OPRT vs S&P 500
Performance By Year
OPRT vs S&P 500
Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.
Oportun Financial Corp
Glance View
Oportun Financial Corp is a consumer finance company that helps people with limited or no credit history borrow money and build credit. It mainly offers unsecured personal loans, credit cards, and savings products aimed at everyday consumers who may not qualify easily for traditional bank lending. Its services are sold through digital channels and retail partnerships, and the company uses its underwriting system to decide who gets credit and on what terms. The company makes money mostly from interest and fees on loans, plus income tied to its banking and deposit-related products. Its main customers are lower- to middle-income consumers who want a simpler path to borrowing, debt consolidation, or credit building. Because it focuses on borrowers that large banks often overlook, Oportun sits in a niche part of consumer finance that mixes lending, credit scoring, and financial access. What makes the business model different is that Oportun is built around serving thin-file borrowers rather than prime-credit customers. That means it does not just sell loans; it tries to use data and automated underwriting to extend credit in a way that is more accessible and more controlled than traditional subprime lending. In practice, it acts as a lender and financial services provider for consumers who need small-dollar, practical credit products to manage everyday expenses or improve their credit profile.