HTGC
vs
S&P 500
HTGC
S&P 500
Over the past 12 months, HTGC has underperformed S&P 500, delivering a return of -9% compared to S&P 500's +19% growth.
Stocks Performance
HTGC vs S&P 500
Performance Gap
HTGC vs S&P 500
Performance By Year
HTGC vs S&P 500
Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.
Hercules Capital Inc
Glance View
Hercules Capital is a specialty finance company that lends money to venture-backed businesses, especially in technology, life sciences, and other high-growth sectors. It does not make consumer loans or take deposits like a bank; instead, it provides venture debt, equipment loans, and other structured financing to companies that are often still private and need capital to grow without selling too much ownership too early. Its main customers are venture capital–supported companies that need flexible funding between equity rounds or alongside them. Hercules makes money mainly by charging interest and fees on its loans, and in some cases it can also receive equity-linked upside such as warrants. That means its income comes from being a lender and, at times, a small equity participant in the businesses it finances. What makes Hercules different is its role as a bridge between startup funding and traditional lending. Many young growth companies are too risky for standard banks but too mature to rely only on venture capital, so Hercules fills that gap with tailored debt financing. For investors, it is essentially a specialized credit business tied to the venture ecosystem rather than a broad market lender.