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PCZ
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DAX Index
Over the past 12 months, PCZ has underperformed DAX Index, delivering a return of -4% compared to DAX Index's +11% growth.
Stocks Performance
PCZ vs DAX Index
Performance Gap
PCZ vs DAX Index
Performance By Year
PCZ vs DAX Index
Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.
ProCredit Holding AG
Glance View
ProCredit Holding AG is the parent company of ProCredit Bank, a banking group that focuses on small and medium-sized businesses, as well as private clients, mainly in emerging markets and South Eastern Europe. Its banks take deposits, make loans, and handle day-to-day banking services such as payments, cash management, and foreign exchange. The core business is plain banking: collecting customer deposits and lending that money to businesses and households that need working capital, equipment finance, or home loans. The company makes money mainly from interest on its loan book and from fees tied to account services, payment transactions, and other banking products. Its main customers are entrepreneurs, SMEs, and salary-earning individuals who want a relationship bank rather than a purely transactional lender. ProCredit stands out because it is built around relationship-based lending and careful credit analysis for smaller businesses that are often underserved by larger banks. As a banking group, ProCredit also plays a bridge role in the financial system. It channels local savings into productive lending, especially for companies that need a bank willing to understand their business models and trade flows. That makes the company less about high-volume consumer banking and more about specialized lending, deposit gathering, and long-term client relationships in the markets it serves.
