` Comparison: ECX vs SOFI - Alpha Spread

ECX
vs
SOFI

Over the past 12 months, ECX has underperformed SOFI, delivering a return of 0% compared to the SOFI's +48% growth.

Valuation Growth Profitability Solvency Stocks Performance
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ECX
SOFI
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Stocks Compared:
ECX SOFI
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Valuation Comparison

ECX Intrinsic Value
Not Available
SOFI Intrinsic Value
12.359 USD
Overvaluation 49%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Eclipx Group Ltd
ASX:ECX
2.78 AUD
SoFi Technologies Inc
NASDAQ:SOFI
24.305 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
ECX, SOFI

ECX
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Eclipx Group Ltd
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ECX, SOFI

ECX
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Eclipx Group Ltd
ASX:ECX
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

ECX
42%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Eclipx Group Ltd
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

ECX
28.2%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Eclipx Group Ltd
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

ECX
15.3%
SOFI
19.3%

FCF Margin

ECX
-22.9%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Eclipx Group Ltd
SoFi Technologies Inc
Not applicable for financial companies

ROE

ECX
16.6%
SOFI
8.6%

ROA

ECX
5.1%
SOFI
1.6%

ROIC

ECX
7.5%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Eclipx Group Ltd
SoFi Technologies Inc
Not applicable for financial companies

ROCE

ECX
12.2%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Eclipx Group Ltd
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ECX, SOFI

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ECX
SOFI
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
ECX, SOFI

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ECX
SOFI
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ECX, SOFI

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ECX
SOFI
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