` Comparison: SZL vs 28MA - Alpha Spread
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SZL
vs
28MA

Over the past 12 months, SZL has underperformed 28MA, delivering a return of 0% compared to the 28MA's 0% growth.

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SZL
28MA
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Stocks Compared:
SZL 28MA
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Valuation Comparison

SZL Intrinsic Value
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28MA Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Sezzle Inc
ASX:SZL
24.35 AUD
CIELO SA Instituicao de Pagamento
F:28MA
0.675 EUR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
SZL, 28MA

SZL
28MA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Sezzle Inc
Revenue
CIELO SA Instituicao de Pagamento
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SZL, 28MA

SZL
28MA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Sezzle Inc
ASX:SZL
CIELO SA Instituicao de Pagamento
F:28MA
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What is Free Cash Flow?

Gross Margin

SZL
67.5%
28MA
45.8%

Operating Margin

SZL
-31.4%
28MA
25.2%

Net Margin

SZL
-30.3%
28MA
17.5%

FCF Margin

SZL
6%
28MA
77%

ROE

SZL
-430.8%
28MA
15.2%

ROA

SZL
-22.1%
28MA
1.9%

ROIC

SZL
-185.5%
28MA
7.3%

ROCE

SZL
-53.7%
28MA
10.7%

Solvency Comparison

Sezzle Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
CIELO SA Instituicao de Pagament...
Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SZL, 28MA

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SZL
28MA
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Performance Gap
SZL, 28MA

Performance Gap Between SZL and 28MA
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Performance By Year
SZL, 28MA

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SZL
28MA
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