` Comparison: HUM vs ELV - Alpha Spread

HUM
vs
ELV

Over the past 12 months, HUM has underperformed ELV, delivering a return of -16% compared to the ELV's 9% drop.

Valuation Growth Profitability Solvency Stocks Performance
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HUM
ELV
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Stocks Compared:
HUM ELV
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Valuation Comparison

HUM Intrinsic Value
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ELV Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Humana Inc
DUS:HUM
231.7 EUR
Elevance Health Inc
NYSE:ELV
366.605 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
HUM, ELV

HUM
ELV
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Humana Inc
Revenue
Elevance Health Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
HUM, ELV

HUM
ELV
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Humana Inc
DUS:HUM
FCF is not applicable for financial companies
Elevance Health Inc
NYSE:ELV
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

HUM
ELV
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Not applicable for financial companies
Elevance Health Inc
Not applicable for financial companies

Operating Margin

HUM
ELV
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Not applicable for financial companies
Elevance Health Inc
Not applicable for financial companies

Net Margin

HUM
1%
ELV
2.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Elevance Health Inc

FCF Margin

HUM
ELV
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Not applicable for financial companies
Elevance Health Inc
Not applicable for financial companies

ROE

HUM
7.2%
ELV
12.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Elevance Health Inc

ROA

HUM
2.6%
ELV
4.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Elevance Health Inc

ROIC

HUM
ELV
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Not applicable for financial companies
Elevance Health Inc
Not applicable for financial companies

ROCE

HUM
ELV
LTM 3Y Avg 5Y Avg 10Y Avg
Humana Inc
Not applicable for financial companies
Elevance Health Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
HUM, ELV

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HUM
ELV
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Performance Gap
HUM, ELV

Performance Gap Between HUM and ELV
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Performance By Year
HUM, ELV

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HUM
ELV
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