` Comparison: XCA vs BNP - Alpha Spread

XCA
vs
BNP

Over the past 12 months, XCA has underperformed BNP, delivering a return of +28% compared to the BNP's +42% growth.

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XCA
BNP
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Stocks Compared:
XCA BNP
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Valuation Comparison

XCA Intrinsic Value
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BNP Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Credit Agricole SA
DUS:XCA
18.025 EUR
BNP Paribas SA
PAR:BNP
91.2 EUR
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Valuation Scenario:
Bear Case
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Growth Comparison

Growth Over Time
XCA, BNP

XCA
BNP
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Credit Agricole SA
Revenue
BNP Paribas SA
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
XCA, BNP

XCA
BNP
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Credit Agricole SA
DUS:XCA
FCF is not applicable for financial companies
BNP Paribas SA
PAR:BNP
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

XCA
BNP
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
Not applicable for financial companies
BNP Paribas SA
Not applicable for financial companies

Operating Margin

XCA
BNP
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
Not applicable for financial companies
BNP Paribas SA
Not applicable for financial companies

Net Margin

XCA
18.9%
BNP
15.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
BNP Paribas SA

FCF Margin

XCA
BNP
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
Not applicable for financial companies
BNP Paribas SA
Not applicable for financial companies

ROE

XCA
13.2%
BNP
10.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
BNP Paribas SA

ROA

XCA
0.4%
BNP
0.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
BNP Paribas SA

ROIC

XCA
BNP
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
Not applicable for financial companies
BNP Paribas SA
Not applicable for financial companies

ROCE

XCA
BNP
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Agricole SA
Not applicable for financial companies
BNP Paribas SA
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
XCA, BNP

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XCA
BNP
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Performance Gap
XCA, BNP

Performance Gap Between XCA and BNP
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Performance By Year
XCA, BNP

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XCA
BNP
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