` Comparison: BTPS vs PNC - Alpha Spread
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BTPS
vs
PNC

Over the past 12 months, BTPS has outperformed PNC, delivering a return of +22% compared to the PNC's +17% growth.

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BTPS
PNC
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Stocks Compared:
BTPS PNC
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Valuation Comparison

BTPS Intrinsic Value
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PNC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Bank BTPN Syariah Tbk PT
IDX:BTPS
1 210 IDR
PNC Financial Services Group Inc
NYSE:PNC
229.09 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
BTPS, PNC

BTPS
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Bank BTPN Syariah Tbk PT
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
BTPS, PNC

BTPS
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Bank BTPN Syariah Tbk PT
IDX:BTPS
FCF is not applicable for financial companies
PNC Financial Services Group Inc
NYSE:PNC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

BTPS
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank BTPN Syariah Tbk PT
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Operating Margin

BTPS
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank BTPN Syariah Tbk PT
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Net Margin

BTPS
26%
PNC
28.5%

FCF Margin

BTPS
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank BTPN Syariah Tbk PT
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROE

BTPS
13%
PNC
11.6%

ROA

BTPS
5.7%
PNC
1.2%

ROIC

BTPS
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank BTPN Syariah Tbk PT
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROCE

BTPS
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank BTPN Syariah Tbk PT
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Solvency Comparison

Bank BTPN Syariah Tbk PT
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
PNC Financial Services Group Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
BTPS, PNC

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BTPS
PNC
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Performance Gap
BTPS, PNC

Performance Gap Between BTPS and PNC
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Performance By Year
BTPS, PNC

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BTPS
PNC
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