` Comparison: SANT vs ISP - Alpha Spread

SANT
vs
ISP

Over the past 12 months, SANT has underperformed ISP, delivering a return of 0% compared to the ISP's +40% growth.

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SANT
ISP
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Stocks Compared:
SANT ISP
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Valuation Comparison

SANT Intrinsic Value
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ISP Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Banco Santander SA
MIL:SANT
3.9795 EUR
Intesa Sanpaolo SpA
MIL:ISP
5.851 EUR
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
SANT, ISP

SANT
ISP
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Banco Santander SA
Revenue
Intesa Sanpaolo SpA
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SANT, ISP

SANT
ISP
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Banco Santander SA
MIL:SANT
FCF is not applicable for financial companies
Intesa Sanpaolo SpA
MIL:ISP
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

SANT
ISP
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Santander SA
Not applicable for financial companies
Intesa Sanpaolo SpA
Not applicable for financial companies

Operating Margin

SANT
ISP
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Santander SA
Not applicable for financial companies
Intesa Sanpaolo SpA
Not applicable for financial companies

Net Margin

SANT
19.8%
ISP
21.8%

FCF Margin

SANT
ISP
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Santander SA
Not applicable for financial companies
Intesa Sanpaolo SpA
Not applicable for financial companies

ROE

SANT
13.8%
ISP
13.6%

ROA

SANT
0.7%
ISP
1%

ROIC

SANT
ISP
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Santander SA
Not applicable for financial companies
Intesa Sanpaolo SpA
Not applicable for financial companies

ROCE

SANT
ISP
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Santander SA
Not applicable for financial companies
Intesa Sanpaolo SpA
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SANT, ISP

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SANT
ISP
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
SANT, ISP

Performance Gap Between SANT and ISP
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Performance By Year
SANT, ISP

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SANT
ISP
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