SFIN (SFI PAO) vs MOEX Russia Comparison

SFIN

MOEX Russia

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Performance Gap Between SFIN and IMOEX

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SFIN

MOEX Russia

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MOEX Russia

SFIN

IBP

005490

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SFI PAO
Glance View

Market Cap

54.7B RUB

Industry

Financial Services

SFI PAO, rooted in Russia's financial landscape, epitomizes the diversified holdings model that many investment companies strive for. At the heart of this model lies their strategic involvement in multiple sectors, particularly leasing, insurance, and the banking industry. By meticulously selecting and managing its portfolio companies, SFI PAO crafts a robust financial ecosystem, leveraging synergies between its holdings. This approach not only ensures stable cash flow from various revenue streams but also positions the company to capitalize on both emerging opportunities and shifting market conditions within these sectors. A significant component of SFI PAO's revenue generation stems from its leasing operations. Through a carefully constructed network of partnerships and a keen focus on operational efficiency, the company maximizes the potential of its leasing business, ensuring it remains competitive. Additionally, its stakes in insurance services grant it exposure to premium collections and risk management returns, while banking investments provide a foothold in the lending and financial services domain. Together, these strategic interests allow SFI PAO to balance risk and reward, securing its financial stability and offering potential for growth.

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SFIN Intrinsic Value

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What is Intrinsic Value?

Economic Moat is a concept popularized by Warren Buffett to describe a company's durable competitive advantage. It represents the 'moat' that protects a company from competitors and helps it sustain profitability over the long term. Our analysis of the past 10 years showed that companies with a wide economic moat significantly outperformed the market, delivering +645% returns compared to +189% for the S&P 500.

Our research into Economic Moat performance spans the past 10 years and focuses on companies with a wide economic moat. For this analysis, we calculated the average stock price returns of these companies, comparing them to the performance of the S&P 500 index over the same period.

The results were compelling: wide moat stocks achieved a remarkable +645% average return, compared to +188% for the broader market. This difference highlights the long-term benefits of investing in businesses that can maintain their market position and pricing power over time.

Note: This research does not account for survivorship bias. Past performance is not indicative of future results.

Determining whether a company has an economic moat requires both a deep dive into financial metrics and a qualitative assessment of its competitive position. Our analysts conduct a rigorous evaluation that focuses on identifying structural advantages that enable a company to sustain profitability and defend its market share over the long term.

The process begins with an analysis of a company’s historical financial performance. We assess how consistently the company has generated returns above its cost of capital and whether those returns have been stable or improving. However, financial performance alone doesn’t reveal the full picture. To understand the sources of these advantages, we evaluate five key drivers of economic moats:

Network Effect: We analyze whether the value of a company’s product or service grows as its user base expands. Platforms like payment systems or marketplaces benefit from this self-reinforcing.

Switching Costs: We assess whether customers face significant costs or disruptions when switching to a competitor’s product or service. High switching costs create customer stickiness and provide pricing power.

Intangible Assets: Strong brands, patents, and regulatory licenses can protect a company’s market position by creating barriers for competitors or enabling premium pricing. For example, a well-recognized consumer brand may command higher customer loyalty and margins.

Efficient scale: Occurs when a market is optimally served by one or a few players, making it unprofitable for new entrants to compete. This typically happens in industries with high fixed costs or geographic constraints, such as utilities or pipelines.

Cost Advantage: Companies with structural cost advantages can produce goods or services at a lower cost than their competitors, enabling them to offer competitive pricing or maintain higher margins. These advantages often arise from economies of scale, superior supply chain management, or proprietary technology. Firms like Walmart leverage their massive scale to negotiate better terms with suppliers, allowing them to undercut competitors on price.

By examining these factors in combination with a company’s financial performance and market positioning, we classify each company into one of three categories:

This rigorous evaluation ensures that our moat ratings are both comprehensive and reliable, giving investors the tools they need to make well-informed, long-term decisions.

SFIN

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M
MOEX Russia

Stocks Performance
SFIN vs MOEX Russia

Performance Gap
SFIN vs MOEX Russia

Performance By Year
SFIN vs MOEX Russia

Competitors Performance
SFI PAO vs Peers

SFI PAO
Glance View

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SFIN vs M MOEX Russia

Stocks Performance SFIN vs MOEX Russia

Performance Gap SFIN vs MOEX Russia

Performance By Year SFIN vs MOEX Russia

Competitors Performance SFI PAO vs Peers

SFI PAO Glance View

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Stocks

SFIN

vs

M
MOEX Russia

Stocks Performance
SFIN vs MOEX Russia

Performance Gap
SFIN vs MOEX Russia

Performance By Year
SFIN vs MOEX Russia

Competitors Performance
SFI PAO vs Peers

SFI PAO
Glance View