` ABCB (Ameris Bancorp) vs MTB (M&T Bank Corp) Comparison - Alpha Spread

ABCB
vs
MTB

Over the past 12 months, ABCB has underperformed MTB, delivering a return of 29% compared to the MTB's 33% growth.

Valuation Comparison

ABCB Intrinsic Value
73.06 USD
Undervaluation 14%
Intrinsic Value
Price
MTB Intrinsic Value
250.15 USD
Undervaluation 23%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Ameris Bancorp
NASDAQ:ABCB
63.15 USD
M&T Bank Corp
NYSE:MTB
193.04 USD

Financials Comparison

Growth Over Time
ABCB vs MTB

ABCB
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Ameris Bancorp
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
ABCB vs MTB

ABCB
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Ameris Bancorp
NASDAQ:ABCB
M&T Bank Corp
NYSE:MTB
What is Free Cash Flow?

Gross Margin

ABCB
0%
MTB
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

Operating Margin

ABCB
0%
MTB
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

Net Margin

ABCB
32.1%
MTB
26.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

FCF Margin

ABCB
12.1%
MTB
36.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

ROE

ABCB
10.2%
MTB
8.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

ROA

ABCB
1.4%
MTB
1.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

ROIC

ABCB
0%
MTB
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

ROCE

ABCB
0%
MTB
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Ameris Bancorp
M&T Bank Corp

Stocks Performance

Stocks Performance
ABCB vs MTB

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ABCB
MTB
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
ABCB vs MTB

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ABCB
MTB
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ABCB vs MTB

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ABCB
MTB
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