` Comparison: CHYM, CCL - Alpha Spread

C
CHYM
vs
C
CCL

Over the past 12 months, CHYM has underperformed CCL, delivering a return of -9% compared to the CCL's +78% growth.

Valuation Growth Profitability Solvency Stocks Performance
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CHYM
CCL
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Stocks Compared:
CHYM CCL
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Valuation Comparison

C
CHYM Intrinsic Value
Not Available
C
CCL Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
C
Chime Financial Inc
NASDAQ:CHYM
24.7 USD
C
Cuscal Ltd
ASX:CCL
4.16 AUD
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Valuation Scenario:
Bear Case
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Growth Comparison

Growth Over Time
CHYM, CCL

CHYM
CCL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
C
Chime Financial Inc
Revenue
C
Cuscal Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CHYM, CCL

CHYM
CCL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
C
Chime Financial Inc
NASDAQ:CHYM
C
Cuscal Ltd
ASX:CCL
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What is Free Cash Flow?

Gross Margin

CHYM
87.6%
CCL
59%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

Operating Margin

CHYM
-62%
CCL
11.3%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

Net Margin

CHYM
-61.5%
CCL
5.8%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

FCF Margin

CHYM
-0.9%
CCL
25.2%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

ROE

CHYM
-67.8%
CCL
7.6%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

ROA

CHYM
-49.8%
CCL
0.8%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

ROIC

CHYM
-117%
CCL
3%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

ROCE

CHYM
-61.4%
CCL
11.5%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
C
Cuscal Ltd

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CHYM, CCL

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CHYM
CCL
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Performance Gap
CHYM, CCL

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CHYM
CCL
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CHYM, CCL

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CCL
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