` Comparison: CLOV, CNC - Alpha Spread

CLOV
vs
CNC

Over the past 12 months, CLOV has significantly outperformed CNC, delivering a return of +71% compared to the CNC's 61% drop.

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CLOV
CNC
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

CLOV Intrinsic Value
3.45 USD
Undervaluation 12%
Intrinsic Value
Price
CNC Intrinsic Value
151.32 USD
Undervaluation 81%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Clover Health Investments Corp
NASDAQ:CLOV
3.035 USD
Centene Corp
NYSE:CNC
28.39 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
CLOV, CNC

CLOV
CNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Clover Health Investments Corp
Revenue
Centene Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
CLOV, CNC

CLOV
CNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Clover Health Investments Corp
NASDAQ:CLOV
Centene Corp
NYSE:CNC
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

CLOV
0%
CNC
LTM 3Y Avg 5Y Avg 10Y Avg
Clover Health Investments Corp
Centene Corp
Not applicable for financial companies

Operating Margin

CLOV
-1.6%
CNC
LTM 3Y Avg 5Y Avg 10Y Avg
Clover Health Investments Corp
Centene Corp
Not applicable for financial companies

Net Margin

CLOV
-1.7%
CNC
2%

FCF Margin

CLOV
-0.6%
CNC
LTM 3Y Avg 5Y Avg 10Y Avg
Clover Health Investments Corp
Centene Corp
Not applicable for financial companies

ROE

CLOV
-8%
CNC
12.6%

ROA

CLOV
-4%
CNC
4.1%

ROIC

CLOV
-7.1%
CNC
LTM 3Y Avg 5Y Avg 10Y Avg
Clover Health Investments Corp
Centene Corp
Not applicable for financial companies

ROCE

CLOV
-7.1%
CNC
LTM 3Y Avg 5Y Avg 10Y Avg
Clover Health Investments Corp
Centene Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
CLOV, CNC

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Performance Gap
CLOV, CNC

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CLOV
CNC
Difference
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Performance By Year
CLOV, CNC

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CLOV
CNC
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