` Comparison: LSBK vs FMCC - Alpha Spread
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L
LSBK
vs
F
FMCC

Over the past 12 months, LSBK has outperformed FMCC, delivering a return of +35% compared to the FMCC's +19% growth.

Valuation Growth Profitability Solvency Stocks Performance
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LSBK
FMCC
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Stocks Compared:
LSBK FMCC
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Valuation Comparison

L
LSBK Intrinsic Value
7.44 USD
Overvaluation 51%
Intrinsic Value
Price
F
FMCC Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
L
Lake Shore Bancorp Inc
NASDAQ:LSBK
15.31 USD
F
Federal Home Loan Mortgage Corp
OTC:FMCC
7.43 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
LSBK, FMCC

LSBK
FMCC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
L
Lake Shore Bancorp Inc
Revenue
F
Federal Home Loan Mortgage Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
LSBK, FMCC

LSBK
FMCC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
L
Lake Shore Bancorp Inc
NASDAQ:LSBK
FCF is not applicable for financial companies
F
Federal Home Loan Mortgage Corp
OTC:FMCC
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What is Free Cash Flow?

Gross Margin

LSBK
FMCC
101.3%
LTM 3Y Avg 5Y Avg 10Y Avg
L
Lake Shore Bancorp Inc
Not applicable for financial companies
F
Federal Home Loan Mortgage Corp

Operating Margin

LSBK
FMCC
93.6%
LTM 3Y Avg 5Y Avg 10Y Avg
L
Lake Shore Bancorp Inc
Not applicable for financial companies
F
Federal Home Loan Mortgage Corp

Net Margin

LSBK
25.3%
FMCC
-0.1%

FCF Margin

LSBK
FMCC
11.6%
LTM 3Y Avg 5Y Avg 10Y Avg
L
Lake Shore Bancorp Inc
Not applicable for financial companies
F
Federal Home Loan Mortgage Corp

ROE

LSBK
5.9%
FMCC
-0.1%

ROA

LSBK
0.9%
FMCC
0%

ROIC

LSBK
FMCC
2.8%
LTM 3Y Avg 5Y Avg 10Y Avg
L
Lake Shore Bancorp Inc
Not applicable for financial companies
F
Federal Home Loan Mortgage Corp

ROCE

LSBK
FMCC
3.5%
LTM 3Y Avg 5Y Avg 10Y Avg
L
Lake Shore Bancorp Inc
Not applicable for financial companies
F
Federal Home Loan Mortgage Corp

Solvency Comparison

L
Lake Shore Bancorp Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
F
Federal Home Loan Mortgage Corp
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
LSBK, FMCC

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LSBK
FMCC
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
LSBK, FMCC

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LSBK
FMCC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
LSBK, FMCC

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LSBK
FMCC
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