` MOFG (Midwestone Financial Group Inc (IOWA)) vs TFC (Truist Financial Corp) Comparison - Alpha Spread

MOFG
vs
TFC

Over the past 12 months, MOFG has significantly outperformed TFC, delivering a return of +44% compared to the TFC's +21% growth.

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MOFG
TFC
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

MOFG Intrinsic Value
29.64 USD
Overvaluation 2%
Intrinsic Value
Price
TFC Intrinsic Value
57.84 USD
Undervaluation 22%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Midwestone Financial Group Inc (IOWA)
NASDAQ:MOFG
30.31 USD
Truist Financial Corp
NYSE:TFC
45.03 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
MOFG vs TFC

MOFG
TFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Midwestone Financial Group Inc (IOWA)
Revenue
Truist Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
MOFG vs TFC

MOFG
TFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Midwestone Financial Group Inc (IOWA)
NASDAQ:MOFG
FCF is not applicable for financial companies
Truist Financial Corp
NYSE:TFC
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

MOFG
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Midwestone Financial Group Inc (IOWA)
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Operating Margin

MOFG
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Midwestone Financial Group Inc (IOWA)
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Net Margin

MOFG
-58.6%
TFC
34%

FCF Margin

MOFG
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Midwestone Financial Group Inc (IOWA)
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROE

MOFG
-8.7%
TFC
7.4%

ROA

MOFG
-0.7%
TFC
0.9%

ROIC

MOFG
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Midwestone Financial Group Inc (IOWA)
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROCE

MOFG
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Midwestone Financial Group Inc (IOWA)
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
MOFG vs TFC

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Performance Gap
MOFG vs TFC

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MOFG
TFC
Difference
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Performance By Year
MOFG vs TFC

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MOFG
TFC
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