` OPHC (OptimumBank Holdings Inc) vs 600919 (Bank of Jiangsu Co Ltd) Comparison - Alpha Spread

OPHC
vs
600919

Over the past 12 months, OPHC has significantly outperformed Bank of Jiangsu Co Ltd, delivering a return of +38% compared to the Bank of Jiangsu Co Ltd's +12% growth.

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OPHC
600919
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Valuation Comparison

OPHC Intrinsic Value
5.86 USD
Undervaluation 7%
Intrinsic Value
Price $5.43
Intrinsic Value
30.39 CNY
Undervaluation 64%
Intrinsic Value
Price ¥10.9
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
OptimumBank Holdings Inc
NASDAQ:OPHC
5.43 USD
Bank of Jiangsu Co Ltd
SSE:600919
10.9 CNY
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Growth Comparison

Growth Over Time
OPHC, 600919

OPHC
600919
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
OptimumBank Holdings Inc
Revenue
Bank of Jiangsu Co Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
OPHC, 600919

OPHC
600919
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
OptimumBank Holdings Inc
NASDAQ:OPHC
FCF is not applicable for financial companies
Bank of Jiangsu Co Ltd
SSE:600919
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

OPHC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
OptimumBank Holdings Inc
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

Operating Margin

OPHC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
OptimumBank Holdings Inc
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

Net Margin

OPHC
33.7%
Bank of Jiangsu Co Ltd
35.6%

FCF Margin

OPHC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
OptimumBank Holdings Inc
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

ROE

OPHC
14.8%
Bank of Jiangsu Co Ltd
10%

ROA

OPHC
1.6%
Bank of Jiangsu Co Ltd
0.7%

ROIC

OPHC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
OptimumBank Holdings Inc
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

ROCE

OPHC
Bank of Jiangsu Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
OptimumBank Holdings Inc
Not applicable for financial companies
Bank of Jiangsu Co Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
OPHC, 600919

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OPHC
600919
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Performance Gap
OPHC, 600919

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OPHC
600919
Difference
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Performance By Year
OPHC, 600919

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OPHC
600919
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Compare OPHC to other stocks
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TFC
Truist Financial Corp
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vs OPHC
FITB
Fifth Third Bancorp
Cheaper
vs OPHC
HBAN
Huntington Bancshares Inc
Cheaper
vs OPHC
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett