` Comparison: OZK vs TFC - Alpha Spread
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OZK
vs
TFC

Over the past 12 months, OZK has underperformed TFC, delivering a return of -2% compared to the TFC's +10% growth.

Valuation Growth Profitability Solvency Stocks Performance
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OZK
TFC
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Stocks Compared:
OZK TFC
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Valuation Comparison

OZK Intrinsic Value
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TFC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Bank Ozk
NASDAQ:OZK
49.6 USD
Truist Financial Corp
NYSE:TFC
52.3 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
OZK, TFC

OZK
TFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Bank Ozk
Revenue
Truist Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
OZK, TFC

OZK
TFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Bank Ozk
NASDAQ:OZK
FCF is not applicable for financial companies
Truist Financial Corp
NYSE:TFC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

OZK
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Operating Margin

OZK
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Net Margin

OZK
40.5%
TFC
24.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Truist Financial Corp

FCF Margin

OZK
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROE

OZK
11.8%
TFC
7.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Truist Financial Corp

ROA

OZK
1.8%
TFC
0.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Truist Financial Corp

ROIC

OZK
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROCE

OZK
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ozk
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Solvency Comparison

Bank Ozk
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Truist Financial Corp
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
OZK, TFC

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OZK
TFC
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
OZK, TFC

Performance Gap Between OZK and TFC
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Performance By Year
OZK, TFC

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OZK
TFC
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