` PEBK (Peoples Bancorp of North Carolina Inc) vs TFC (Truist Financial Corp) Comparison - Alpha Spread

PEBK
vs
TFC

Over the past 12 months, PEBK has underperformed TFC, delivering a return of 0% compared to the TFC's 14% growth.

Valuation Comparison

PEBK Intrinsic Value
23.91 USD
Overvaluation 15%
Intrinsic Value
Price
TFC Intrinsic Value
57.585 USD
Undervaluation 27%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Peoples Bancorp of North Carolina Inc
NASDAQ:PEBK
28.22 USD
23.91 USD
Overvalued by 15%
17.02 USD
40% Overvalued
30.79 USD
8% Undervalued
Not Available
Truist Financial Corp
NYSE:TFC
42.285 USD
57.585 USD
Undervalued by 27%
73.858 USD
43% Undervalued
41.312 USD
2% Overvalued
46.343 USD
10% Upside

Financials Comparison

Growth Over Time
PEBK vs TFC

PEBK
TFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Peoples Bancorp of North Carolina Inc
Revenue
Truist Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
PEBK vs TFC

PEBK
TFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Peoples Bancorp of North Carolina Inc
NASDAQ:PEBK
Truist Financial Corp
NYSE:TFC
What is Free Cash Flow?

Gross Margin

PEBK
0%
TFC
0%

Operating Margin

PEBK
0%
TFC
0%

Net Margin

PEBK
20.2%
TFC
34%

FCF Margin

PEBK
26%
TFC
16.2%

ROE

PEBK
12.9%
TFC
7.4%

ROA

PEBK
1%
TFC
0.9%

ROIC

PEBK
0%
TFC
0%

ROCE

PEBK
0%
TFC
0%

Stocks Performance

Stocks Performance
PEBK vs TFC

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PEBK
TFC
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
PEBK vs TFC

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PEBK
TFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
PEBK vs TFC

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PEBK
TFC
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