` Comparison: THFF vs MTB - Alpha Spread

THFF
vs
MTB

Over the past 12 months, THFF has significantly outperformed MTB, delivering a return of +28% compared to the MTB's +6% growth.

Valuation Growth Profitability Solvency Stocks Performance
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THFF
MTB
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Stocks Compared:
THFF MTB
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Valuation Comparison

THFF Intrinsic Value
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MTB Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
First Financial Corp
NASDAQ:THFF
62.62 USD
M&T Bank Corp
NYSE:MTB
213.82 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
THFF, MTB

THFF
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
First Financial Corp
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
THFF, MTB

THFF
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
First Financial Corp
NASDAQ:THFF
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

THFF
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

THFF
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

THFF
29.2%
MTB
27.9%
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
M&T Bank Corp

FCF Margin

THFF
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

THFF
12.5%
MTB
9.3%
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
M&T Bank Corp

ROA

THFF
1.3%
MTB
1.3%
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
M&T Bank Corp

ROIC

THFF
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

THFF
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
THFF, MTB

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THFF
MTB
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Performance Gap
THFF, MTB

Performance Gap Between THFF and MTB
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Performance By Year
THFF, MTB

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THFF
MTB
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