` Comparison: THFF vs TFC - Alpha Spread

THFF
vs
TFC

Over the past 12 months, THFF has significantly outperformed TFC, delivering a return of +32% compared to the TFC's +7% growth.

Valuation Growth Profitability Solvency Stocks Performance
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THFF
TFC
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Stocks Compared:
THFF TFC
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Valuation Comparison

THFF Intrinsic Value
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TFC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
First Financial Corp
NASDAQ:THFF
63.51 USD
Truist Financial Corp
NYSE:TFC
50.79 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
THFF, TFC

THFF
TFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
First Financial Corp
Revenue
Truist Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
THFF, TFC

THFF
TFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
First Financial Corp
NASDAQ:THFF
FCF is not applicable for financial companies
Truist Financial Corp
NYSE:TFC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

THFF
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Operating Margin

THFF
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Net Margin

THFF
29.2%
TFC
24.5%

FCF Margin

THFF
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROE

THFF
12.5%
TFC
7.7%

ROA

THFF
1.3%
TFC
0.9%

ROIC

THFF
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROCE

THFF
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
First Financial Corp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
THFF, TFC

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THFF
TFC
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Performance Gap
THFF, TFC

Performance Gap Between THFF and TFC
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Performance By Year
THFF, TFC

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THFF
TFC
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