` UBSI (United Bankshares Inc) vs S&P 500 Comparison - Alpha Spread

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UBSI
vs
S&P 500

Over the past 12 months, UBSI has underperformed S&P 500, delivering a return of +2% compared to the S&P 500's +16% growth.

Stocks Performance
UBSI vs S&P 500

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UBSI
S&P 500
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Performance Gap
UBSI vs S&P 500

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UBSI
S&P 500
Difference
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Performance By Year
UBSI vs S&P 500

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UBSI
S&P 500
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Competitors Performance
United Bankshares Inc vs Peers

S&P 500
UBSI
PNC
TFC
MTB
600919
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United Bankshares Inc
Glance View

Market Cap
5.3B USD
Industry
Banking

United Bankshares Inc., a cornerstone in the banking industry, began its journey in the mid-19th century, evolving from a small local bank into a formidable financial entity. Based in West Virginia, United Bankshares has grown through strategic acquisitions and organic expansion to become one of the largest regional banking companies. The company’s modus operandi revolves around its robust network of community banks across Virginia, West Virginia, Washington, D.C., Maryland, North Carolina, South Carolina, Georgia, and Ohio. These bustling centers of commerce underscore the bank’s commitment to serving both individuals and businesses with an array of financial services, including commercial and retail banking, mortgage loans, and wealth management services. How does United Bankshares make money? Primarily through its traditional banking operations, the bank thrives on the spread between interest earned on loans and the interest paid on deposits, a fundamental model for generating income in this sector. By catering to a diverse client base—from small retail customers to large commercial enterprises—the company has successfully harnessed the power of its extensive branch network to maintain a steady flow of interest income. Moreover, United Bankshares capitalizes on non-interest income sources such as service charges, trust fees, and insurance commissions, which add a consistent and lucrative revenue stream to its portfolio. Through a keen emphasis on risk management and customer satisfaction, United Bankshares has carved a niche for itself in an aggressively competitive market, sustaining its growth by adapting to the ever-evolving financial landscape.

UBSI Intrinsic Value
39.94 USD
Undervaluation 7%
Intrinsic Value
Price
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