` Comparison: UVSP vs 002142 - Alpha Spread

UVSP
vs
002142

Over the past 12 months, UVSP has underperformed Bank of Ningbo Co Ltd, delivering a return of +18% compared to the Bank of Ningbo Co Ltd's +31% growth.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
UVSP
002142
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

UVSP Intrinsic Value
45.46 USD
Undervaluation 28%
Intrinsic Value
Price
Intrinsic Value
86.64 CNY
Undervaluation 63%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Univest Financial Corp
NASDAQ:UVSP
32.79 USD
Bank of Ningbo Co Ltd
SZSE:002142
31.7 CNY
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
UVSP, 002142

UVSP
002142
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Univest Financial Corp
Revenue
Bank of Ningbo Co Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
UVSP, 002142

UVSP
002142
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Univest Financial Corp
NASDAQ:UVSP
FCF is not applicable for financial companies
Bank of Ningbo Co Ltd
SZSE:002142
FCF is not applicable for financial companies
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

UVSP
Bank of Ningbo Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Univest Financial Corp
Not applicable for financial companies
Bank of Ningbo Co Ltd
Not applicable for financial companies

Operating Margin

UVSP
Bank of Ningbo Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Univest Financial Corp
Not applicable for financial companies
Bank of Ningbo Co Ltd
Not applicable for financial companies

Net Margin

UVSP
27.7%
Bank of Ningbo Co Ltd
36.2%

FCF Margin

UVSP
Bank of Ningbo Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Univest Financial Corp
Not applicable for financial companies
Bank of Ningbo Co Ltd
Not applicable for financial companies

ROE

UVSP
9.9%
Bank of Ningbo Co Ltd
11.7%

ROA

UVSP
1.1%
Bank of Ningbo Co Ltd
0.8%

ROIC

UVSP
Bank of Ningbo Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Univest Financial Corp
Not applicable for financial companies
Bank of Ningbo Co Ltd
Not applicable for financial companies

ROCE

UVSP
Bank of Ningbo Co Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
Univest Financial Corp
Not applicable for financial companies
Bank of Ningbo Co Ltd
Not applicable for financial companies

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
UVSP, 002142

Loading
UVSP
002142
Add Stock
www.alphaspread.com
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
UVSP, 002142

Loading
UVSP
002142
Difference
www.alphaspread.com

Performance By Year
UVSP, 002142

Loading
UVSP
002142
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare UVSP to other stocks
PNC
PNC Financial Services Group I...
More expensive
vs UVSP
TFC
Truist Financial Corp
More expensive
vs UVSP
FITB
Fifth Third Bancorp
More expensive
vs UVSP
HBAN
Huntington Bancshares Inc
Cheaper
vs UVSP
Unlock Full Access to Alpha Spread
Create Free Account
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett