` Comparison: CIIT vs SOFI - Alpha Spread

T
CIIT
vs
SOFI

Over the past 12 months, CIIT has underperformed SOFI, delivering a return of -91% compared to the SOFI's +61% growth.

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CIIT
SOFI
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Stocks Compared:
CIIT SOFI
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Valuation Comparison

CIIT Intrinsic Value
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SOFI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
T
Tianci International Inc
OTC:CIIT
0.377 USD
SoFi Technologies Inc
NASDAQ:SOFI
25.919 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
CIIT, SOFI

CIIT
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
T
Tianci International Inc
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CIIT, SOFI

CIIT
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
T
Tianci International Inc
OTC:CIIT
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CIIT
10.2%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
T
Tianci International Inc
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

CIIT
0.2%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
T
Tianci International Inc
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

CIIT
-0.2%
SOFI
19.3%

FCF Margin

CIIT
-0.3%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
T
Tianci International Inc
SoFi Technologies Inc
Not applicable for financial companies

ROE

CIIT
-12.6%
SOFI
8.6%

ROA

CIIT
-3%
SOFI
1.6%

ROIC

CIIT
2.9%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
T
Tianci International Inc
SoFi Technologies Inc
Not applicable for financial companies

ROCE

CIIT
7.8%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
T
Tianci International Inc
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CIIT, SOFI

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CIIT
SOFI
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Performance Gap
CIIT, SOFI

Performance Gap Between CIIT and SOFI
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Performance By Year
CIIT, SOFI

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CIIT
SOFI
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