` Comparison: FINR, CHYM - Alpha Spread

FINR
vs
C
CHYM

Over the past 12 months, FINR has significantly outperformed CHYM, delivering a return of +6 900% compared to the CHYM's 9% drop.

Valuation Growth Profitability Solvency Stocks Performance
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FINR
CHYM
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Stocks Compared:
FINR CHYM
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Valuation Comparison

FINR Intrinsic Value
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CHYM Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Fintech Scion Ltd
OTC:FINR
0.07 USD
C
Chime Financial Inc
NASDAQ:CHYM
24.7 USD
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Valuation Scenario:
Bear Case
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Growth Comparison

Growth Over Time
FINR, CHYM

FINR
CHYM
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Fintech Scion Ltd
Revenue
C
Chime Financial Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FINR, CHYM

FINR
CHYM
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Fintech Scion Ltd
OTC:FINR
C
Chime Financial Inc
NASDAQ:CHYM
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What is Free Cash Flow?

Gross Margin

FINR
-6.2%
CHYM
87.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

Operating Margin

FINR
-6 831%
CHYM
-62%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

Net Margin

FINR
-6 891.8%
CHYM
-61.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

FCF Margin

FINR
-129.8%
CHYM
-0.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

ROE

FINR
-110.6%
CHYM
-67.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

ROA

FINR
-102.2%
CHYM
-49.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

ROIC

FINR
-112.5%
CHYM
-117%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

ROCE

FINR
-109.7%
CHYM
-61.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Fintech Scion Ltd
C
Chime Financial Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FINR, CHYM

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FINR
CHYM
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Performance Gap
FINR, CHYM

Performance Gap Between FINR and CHYM
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Performance By Year
FINR, CHYM

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FINR
CHYM
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