` Comparison: FMCB vs TFC - Alpha Spread
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F
FMCB
vs
TFC

Over the past 12 months, FMCB has underperformed TFC, delivering a return of +17% compared to the TFC's +18% growth.

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FMCB
TFC
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Stocks Compared:
FMCB TFC
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Valuation Comparison

F
FMCB Intrinsic Value
775.58 USD
Overvaluation 34%
Intrinsic Value
Price
TFC Intrinsic Value
59.03 USD
Undervaluation 6%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
F
Farmers & Merchants Bancorp
OTC:FMCB
1 170 USD
Truist Financial Corp
NYSE:TFC
55.77 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
FMCB, TFC

FMCB
TFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
F
Farmers & Merchants Bancorp
Revenue
Truist Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FMCB, TFC

FMCB
TFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
F
Farmers & Merchants Bancorp
OTC:FMCB
FCF is not applicable for financial companies
Truist Financial Corp
NYSE:TFC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

FMCB
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
F
Farmers & Merchants Bancorp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Operating Margin

FMCB
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
F
Farmers & Merchants Bancorp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Net Margin

FMCB
38.7%
TFC
24.5%

FCF Margin

FMCB
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
F
Farmers & Merchants Bancorp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROE

FMCB
14.7%
TFC
7.7%

ROA

FMCB
1.7%
TFC
0.9%

ROIC

FMCB
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
F
Farmers & Merchants Bancorp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

ROCE

FMCB
TFC
LTM 3Y Avg 5Y Avg 10Y Avg
F
Farmers & Merchants Bancorp
Not applicable for financial companies
Truist Financial Corp
Not applicable for financial companies

Solvency Comparison

F
Farmers & Merchants Bancorp
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Truist Financial Corp
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FMCB, TFC

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FMCB
TFC
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Performance Gap
FMCB, TFC

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FMCB
TFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FMCB, TFC

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FMCB
TFC
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