` NWPP (New Peoples Bankshares Inc) vs PNC (PNC Financial Services Group Inc) Comparison - Alpha Spread

NWPP
vs
PNC

Over the past 12 months, NWPP has underperformed PNC, delivering a return of +13% compared to the PNC's +27% growth.

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NWPP
PNC
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

NWPP Intrinsic Value
2.58 USD
Overvaluation 14%
Intrinsic Value
Price
PNC Intrinsic Value
242.19 USD
Undervaluation 19%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
New Peoples Bankshares Inc
OTC:NWPP
3 USD
PNC Financial Services Group Inc
NYSE:PNC
195.71 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
NWPP vs PNC

NWPP
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
New Peoples Bankshares Inc
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
NWPP vs PNC

NWPP
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
New Peoples Bankshares Inc
OTC:NWPP
FCF is not applicable for financial companies
PNC Financial Services Group Inc
NYSE:PNC
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

NWPP
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
New Peoples Bankshares Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Operating Margin

NWPP
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
New Peoples Bankshares Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Net Margin

NWPP
20.6%
PNC
25.9%

FCF Margin

NWPP
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
New Peoples Bankshares Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROE

NWPP
12.1%
PNC
10.5%

ROA

NWPP
1%
PNC
1%

ROIC

NWPP
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
New Peoples Bankshares Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROCE

NWPP
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
New Peoples Bankshares Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
NWPP vs PNC

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Performance Gap
NWPP vs PNC

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NWPP
PNC
Difference
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Performance By Year
NWPP vs PNC

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NWPP
PNC
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