` Comparison: ECL vs COF - Alpha Spread

E
ECL
vs
COF

Over the past 12 months, ECL has underperformed COF, delivering a return of 0% compared to the COF's +7% growth.

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ECL
COF
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Stocks Compared:
ECL COF
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Valuation Comparison

E
ECL Intrinsic Value
1.91 THB
Undervaluation 56%
Intrinsic Value
Price
COF Intrinsic Value
262.15 USD
Undervaluation 17%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
E
Eastern Commercial Leasing PCL
SET:ECL
0.84 THB
Capital One Financial Corp
NYSE:COF
217.3 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
ECL, COF

ECL
COF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
E
Eastern Commercial Leasing PCL
Revenue
Capital One Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ECL, COF

ECL
COF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
E
Eastern Commercial Leasing PCL
SET:ECL
Capital One Financial Corp
NYSE:COF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

ECL
0%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
E
Eastern Commercial Leasing PCL
Capital One Financial Corp
Not applicable for financial companies

Operating Margin

ECL
33%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
E
Eastern Commercial Leasing PCL
Capital One Financial Corp
Not applicable for financial companies

Net Margin

ECL
8.8%
COF
4.1%

FCF Margin

ECL
-41.9%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
E
Eastern Commercial Leasing PCL
Capital One Financial Corp
Not applicable for financial companies

ROE

ECL
3.3%
COF
2.5%

ROA

ECL
1.2%
COF
0.4%

ROIC

ECL
3.7%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
E
Eastern Commercial Leasing PCL
Capital One Financial Corp
Not applicable for financial companies

ROCE

ECL
6.8%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
E
Eastern Commercial Leasing PCL
Capital One Financial Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ECL, COF

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ECL
COF
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Performance Gap
ECL, COF

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ECL
COF
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ECL, COF

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ECL
COF
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