601825
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Shanghai Composite
601825
Over the past 12 months, Shanghai Rural Commercial Bank Co Ltd has underperformed Shanghai Composite, delivering a return of +5% compared to the Shanghai Composite's +25% growth.
Stocks Performance
601825 vs Shanghai Composite
Performance Gap
601825 vs Shanghai Composite
Performance By Year
601825 vs Shanghai Composite
Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.
Shanghai Rural Commercial Bank Co Ltd
Glance View
In the bustling metropolis of Shanghai, amidst the ever-evolving skyline, Shanghai Rural Commercial Bank Co. Ltd. (SRCB) stands as a testament to the fusion of traditional banking values with modern financial innovation. Established as a regional bank, SRCB has its roots deeply embedded in serving local communities, focusing primarily on the agricultural sectors and rural areas around Shanghai. The bank's inception was driven by the need to provide accessible credit solutions to local farmers and small-to-medium enterprises, facilitating the growth and sustainability of the local economy. Over the years, SRCB has expanded its portfolio beyond its initial agricultural focus, now offering a comprehensive range of services that include personal banking, corporate banking, and wealth management. This strategic evolution underscores the bank's commitment to adapting to the shifting demands of its customer base while still prioritizing the foundational rural and agricultural sectors it was meant to serve. SRCB operates through a model that capitalizes on both traditional deposit-taking and lending practices, complemented by innovative financial products tailored to meet the diverse needs of its clientele. By collecting deposits from various retail and corporate customers, SRCB channels these funds into loans and credit services, particularly targeting SMEs and agriculture-related businesses. This approach not only drives interest income—its primary revenue stream—but also fortifies its relationship with the local community by supporting sustainable development and economic resilience. Moreover, SRCB's ventures into digital banking and strategic alliances have enabled it to tap into the burgeoning tech-savvy consumer market, ensuring its growth trajectory aligns with the rapidly digitalizing global financial landscape. By diligently balancing its commitment to traditional banking services with an eye toward future financial ecosystems, SRCB navigates the complexities of modern banking while staying true to its foundational mission.