` Comparison: 7189 vs MTB - Alpha Spread

7189
vs
MTB

Over the past 12 months, Nishi-Nippon Financial Holdings Inc has significantly outperformed MTB, delivering a return of +111% compared to the MTB's +18% growth.

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7189
MTB
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Valuation Comparison

Intrinsic Value
7 743.33 JPY
Undervaluation 46%
Intrinsic Value
Price
MTB Intrinsic Value
264.83 USD
Undervaluation 16%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Nishi-Nippon Financial Holdings Inc
TSE:7189
4 215 JPY
M&T Bank Corp
NYSE:MTB
222.86 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
7189, MTB

7189
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Nishi-Nippon Financial Holdings Inc
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
7189, MTB

7189
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Nishi-Nippon Financial Holdings Inc
TSE:7189
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

Nishi-Nippon Financial Holdings Inc
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Nishi-Nippon Financial Holdings Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

Nishi-Nippon Financial Holdings Inc
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Nishi-Nippon Financial Holdings Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

Nishi-Nippon Financial Holdings Inc
21.1%
MTB
27.9%

FCF Margin

Nishi-Nippon Financial Holdings Inc
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Nishi-Nippon Financial Holdings Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

Nishi-Nippon Financial Holdings Inc
7.1%
MTB
9.3%

ROA

Nishi-Nippon Financial Holdings Inc
0.3%
MTB
1.3%

ROIC

Nishi-Nippon Financial Holdings Inc
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Nishi-Nippon Financial Holdings Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

Nishi-Nippon Financial Holdings Inc
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Nishi-Nippon Financial Holdings Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
7189, MTB

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Performance Gap
7189, MTB

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7189
MTB
Difference
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Performance By Year
7189, MTB

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7189
MTB
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett