` Comparison: 8399, MTB - Alpha Spread

8399
vs
MTB

Over the past 12 months, Bank of The Ryukyus Ltd has significantly outperformed MTB, delivering a return of +78% compared to the MTB's +10% growth.

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8399
MTB
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8399 MTB
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Valuation Comparison

Intrinsic Value
2 321.76 JPY
Undervaluation 19%
Intrinsic Value
Price
MTB Intrinsic Value
254.33 USD
Undervaluation 17%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Bank of The Ryukyus Ltd
TSE:8399
1 885 JPY
M&T Bank Corp
NYSE:MTB
210.48 USD
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Growth Comparison

Growth Over Time
8399, MTB

8399
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Bank of The Ryukyus Ltd
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
8399, MTB

8399
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Bank of The Ryukyus Ltd
TSE:8399
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
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Gross Margin

Bank of The Ryukyus Ltd
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of The Ryukyus Ltd
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

Bank of The Ryukyus Ltd
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of The Ryukyus Ltd
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

Bank of The Ryukyus Ltd
10.8%
MTB
27.3%

FCF Margin

Bank of The Ryukyus Ltd
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of The Ryukyus Ltd
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

Bank of The Ryukyus Ltd
5.2%
MTB
9.1%

ROA

Bank of The Ryukyus Ltd
0.3%
MTB
1.2%

ROIC

Bank of The Ryukyus Ltd
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of The Ryukyus Ltd
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

Bank of The Ryukyus Ltd
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of The Ryukyus Ltd
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
8399, MTB

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8399
MTB
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Performance Gap
8399, MTB

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8399
MTB
Difference
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Performance By Year
8399, MTB

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MTB
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