BFF Bank SpA

F:2BF

Business Description

Sector

Financials

Industry

Financial Services

Headquarters

Italy IT

Employees

873

IPO date

Apr 7, 2017

BFF Bank SpA is a specialist bank that helps companies get paid faster when they sell to public-sector customers. Its main business is factoring: it buys invoices owed by hospitals, government bodies, and other public administration clients, then gives the supplier cash up front and collects the invoice later. It also handles credit management for those receivables, which means it helps track, administer, and recover payments.

The bank’s main customers are businesses that supply goods and services to public administrations, especially in healthcare and other government-linked markets. It also serves institutional clients with securities services such as custody, settlement, and related back-office work for financial instruments. BFF makes money mainly from fees and from the spread it earns when it finances and purchases receivables.

What makes BFF different is its narrow focus. Instead of being a general retail bank, it concentrates on specialized funding against invoices from public-sector buyers and on transaction-heavy securities services. That niche role makes it an important financial middleman for suppliers that need reliable cash flow and for institutions that need outsourced post-trade services.