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Ameriserv Financial Inc
NASDAQ:ASRV

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Ameriserv Financial Inc
NASDAQ:ASRV
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Price: 3.57 USD 1.42% Market Closed
Market Cap: $59m

Net Margin

9.5%
Current
Improving
by 2.8%
vs 3-y average of 6.7%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
9.5%
=
Net Income
$5.6m
/
Revenue
$59.3m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
9.5%
=
Net Income
$5.6m
/
Revenue
$59.3m

Peer Comparison

Country Company Market Cap Net
Margin
US
Ameriserv Financial Inc
NASDAQ:ASRV
59m USD
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US
PNC Financial Services Group Inc
NYSE:PNC
89.9B USD
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US
Truist Financial Corp
NYSE:TFC
65.2B USD
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US
Fifth Third Bancorp
NASDAQ:FITB
34.8B USD
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US
M&T Bank Corp
NYSE:MTB
34.8B USD
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JP
Resona Holdings Inc
TSE:8308
4.9T JPY
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CN
Bank of Ningbo Co Ltd
SZSE:002142
206.2B CNY
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US
Citizens Financial Group Inc
NYSE:CFG
27.8B USD
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CN
Bank of Jiangsu Co Ltd
SSE:600919
191.4B CNY
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US
Huntington Bancshares Inc
NASDAQ:HBAN
27B USD
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US
Regions Financial Corp
NYSE:RF
25.7B USD
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Market Distribution

In line with most companies in the United States of America
Percentile
66th
Based on 15 072 companies
66th percentile
9.5%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Other Profitability Ratios

Ameriserv Financial Inc
Glance View

Market Cap
59m USD
Industry
Banking

AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. The company is headquartered in Johnstown, Pennsylvania and currently employs 319 full-time employees. The firm is engaged in offering a range of services, which includes retail banking services and lending, depository, and related financial services. Its retail banking services include demand, savings, and time deposits, checking accounts, money market accounts, secured and unsecured consumer loans, mortgage loans, safe deposit boxes, holiday club accounts, and money order. Its lending services include depository and related financial services to commercial, industrial, financial, and governmental customers, such as commercial real estate mortgage loans (CRE), short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services. The company also operates approximately 18 automated bank teller machines (ATM).

ASRV Intrinsic Value
4.88 USD
Undervaluation 27%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
9.5%
=
Net Income
$5.6m
/
Revenue
$59.3m
What is Ameriserv Financial Inc's current Net Margin?

The current Net Margin for Ameriserv Financial Inc is 9.5%, which is above its 3-year median of 6.7%.

How has Net Margin changed over time?

Over the last 3 years, Ameriserv Financial Inc’s Net Margin has decreased from 13% to 9.5%. During this period, it reached a low of -6.4% on Jan 31, 2024 and a high of 13% on Dec 31, 2022.

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