Nerdwallet Inc
NASDAQ:NRDS
Nerdwallet Inc
NerdWallet, Inc. provides financial education and empowerment via online tools. The company is headquartered in San Francisco, California and currently employs 675 full-time employees. The company went IPO on 2021-11-04. The firm offers NerdWallet, a digital platform which provides financial guidance to consumers and small and medium-sized business (SMBs). Its platform delivers guidance to consumers through educational content, tools and calculators, product marketplaces and the NerdWallet app. The firm's platform delivers range of financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing and student loans to United Kingdom and Canadian markets. The firm's platform uses house views with machine learning to help consumers find the right financial product for their needs.
NerdWallet, Inc. provides financial education and empowerment via online tools. The company is headquartered in San Francisco, California and currently employs 675 full-time employees. The company went IPO on 2021-11-04. The firm offers NerdWallet, a digital platform which provides financial guidance to consumers and small and medium-sized business (SMBs). Its platform delivers guidance to consumers through educational content, tools and calculators, product marketplaces and the NerdWallet app. The firm's platform delivers range of financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing and student loans to United Kingdom and Canadian markets. The firm's platform uses house views with machine learning to help consumers find the right financial product for their needs.
Revenue Beat: NerdWallet reported Q3 2025 revenue of $215 million, exceeding the top end of its guidance range.
Strong Profitability: Non-GAAP operating income reached $41 million, well above guidance; GAAP operating income was $34 million.
Growth Drivers: Banking and personal loans saw exceptional growth, up 96% and 91% year-over-year, respectively.
Brand Spend Pause: Brand marketing spend was undershot by $8 million in Q3 due to a reevaluation, but is expected to normalize in Q4.
Q4 Outlook: Q4 2025 revenue is expected between $207 million and $215 million, with ongoing strength in banking and personal loans but continued softness in credit cards and SMB.
Upward Guidance: Full-year non-GAAP operating income guidance was raised, now expected at $91–95 million.
