AU Small Finance Bank Ltd
NSE:AUBANK
Net Margin
AU Small Finance Bank Ltd
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| IN |
|
AU Small Finance Bank Ltd
NSE:AUBANK
|
557.2B INR |
20%
|
|
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
70.3B USD |
26%
|
|
| US |
|
Truist Financial Corp
NYSE:TFC
|
52.8B USD |
34%
|
|
| US |
|
M&T Bank Corp
NYSE:MTB
|
29.8B USD |
27%
|
|
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
204.6B CNY |
36%
|
|
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
26.1B USD |
25%
|
|
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
175.8B CNY |
36%
|
|
| US |
|
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
24.8B USD |
26%
|
|
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
23.4B USD |
25%
|
|
| JP |
|
Resona Holdings Inc
TSE:8308
|
2.9T JPY |
22%
|
|
| US |
|
Regions Financial Corp
NYSE:RF
|
19.6B USD |
27%
|
AU Small Finance Bank Ltd
Glance View
AU Small Finance Bank Ltd. emerged on the landscape of India's financial sector, carving a niche for itself by addressing the unique needs of the underserved and unserved segments of the population. Founded initially as AU Financiers in 1996, the company began its journey as a vehicle finance provider. Over the years, the evolution and growing demand for personalized banking solutions catalyzed its transformation into a small finance bank in 2017. Embracing its new role, AU Small Finance Bank shifted its focus to offering inclusive financial services, targeting segments of the market that traditional banks often overlooked. Its comprehensive range of offerings includes savings accounts, fixed deposits, and an array of loan products such as commercial vehicle loans, MSME loans, and housing loans, tailored to meet the aspirations and requirements of India's burgeoning middle and lower-middle-class population. AU Small Finance Bank thrives by blending its deep-rooted understanding of customer needs with technology-driven solutions. Its business model strikes a balance between maintaining robust asset quality and driving growth through its innovative banking channels. By leveraging digital platforms and a strong network of branches, the bank ensures it reaches both urban and rural customers, enabling seamless transactions and accessible banking services. The credit side of its operations—comprising small-ticket loans, primarily to individuals and small businesses—energizes its revenue stream, while interest income remains a significant portion of its earnings. Simultaneously, its strategic foray into non-interest income through fees, commissions, and insurance products illustrates a deliberate diversification path, enhancing profitability and ensuring sustainable growth in an increasingly competitive financial landscape.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on AU Small Finance Bank Ltd's most recent financial statements, the company has Net Margin of 20%.
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