PTC India Financial Services Ltd
NSE:PFS

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PTC India Financial Services Ltd Logo
PTC India Financial Services Ltd
NSE:PFS
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Price: 34.31 INR -0.41% Market Closed
Market Cap: 22B INR

PTC India Financial Services Ltd
Investor Relations

PTC India Financial Services Ltd. engages in the provision of finance for energy value chain through investment and lending. The company is headquartered in New Delhi, Delhi and currently employs 48 full-time employees. The company went IPO on 2011-03-30. The firm provides financing solutions to the energy value chain, which includes investing in equity or extending debt to road infrastructure projects and power projects, in generation, transmission, distribution, fuel resources and fuel-related infrastructure. The company provides fund-based / non-fund based financial assistance in the form of debt or structured debt instruments, taking into account the need of the promoter/borrowing company, condition of the financial markets, risks and rewards from the project and regulatory requirements. The company offers long term loans, short term loans as well as bridge financing to the projects. As an underwriter, lead arranger, and syndicator, it is structurally focused on renewable energy projects, such as greenfield as well as brownfield expansion projects and specializes in products, including vanilla project finance debt, structured debt and securitization.

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Last Earnings Call
Fiscal Period
Q2 2026
Call Date
Oct 24, 2025
AI Summary
Q2 2026

Disbursement Miss: Disbursements for H1 FY26 were significantly below target, reaching only about INR 450 crores versus a planned INR 1,200 crores due to deferred demand and extended monsoon impacts.

Guidance Cut: Full-year disbursement guidance was reduced from INR 4,000 crores to a range of INR 2,500–3,000 crores as management adjusts expectations.

Asset Quality: Asset quality improved sharply, with gross Stage III assets dropping by 75% year-on-year to INR 193 crores and net Stage III down by 83% to INR 47 crores.

Private Sector Focus: 100% of Q2 disbursements went to the private sector, with the company shifting new lending away from government accounts to maintain margins and stability.

Board and Fundraising: Recent resignation of three independent directors has delayed capital raising and may temporarily impact fundraising and decision-making, but the company has already appointed a new independent director and expects to fill the other vacancies soon.

Profitability and Revenue: Q2 revenue was INR 132 crores and PAT reached INR 88 crores, with net worth rising to INR 2,978 crores.

Cost of Borrowing: Cost of borrowing declined slightly, and management expects further reductions as lender negotiations progress.

Strategic Shift: The company is diversifying into SME lending and NBFC funding, focusing on smaller, structured loans to improve yields and reduce risk.

Key Financials
Revenue
INR 132 crores
Profit After Tax
INR 88 crores
Net Worth
INR 2,978 crores
Gross NPA Ratio
5.23%
Net NPA Ratio
1.32%
Gross Stage III Assets
INR 193 crores
Net Stage III Assets
INR 47 crores
Disbursements (H1 FY26)
INR 450 crores
Sanctions (Q2 FY26)
INR 1,048 crores
Cost of Borrowing
9.49%
Other Earnings Calls

Management

Ms. Shweta Agrawal
Whole Time Company Secretary & Compliance Officer
No Bio Available
Mr. Devesh Singh
Chief Risk Officer
No Bio Available
Mr. Rangachari Balaji
CEO, MD & Director
No Bio Available
Mr. Abhinav Goyal
Interim CFO, VP of Investor Relations & Treasury
No Bio Available
Mr. Ashish Nigam
CIO & CTO
No Bio Available
Mr. Sitesh Kumar Sinha
Executive Vice President
No Bio Available
Ms. Nidhi Dahiya
Manager & BR head
No Bio Available
Mr. Sovan Singh
Head of Internal Audit
No Bio Available
Shray Kumar Shikhar
Executive Officer
No Bio Available
Ankur Bansal
Vice President of Business Development
No Bio Available

Contacts

Address
DELHI
New Delhi
7th Floor,Telephone Exchange Building, 8 Bhikaji Cama Place
Contacts