Fidelity National Information Services Inc
NYSE:FIS

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Fidelity National Information Services Inc
NYSE:FIS
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Price: 66.47 USD 1.39% Market Closed
Market Cap: 34.4B USD

Fidelity National Information Services Inc
Investor Relations

In the world of financial technology, Fidelity National Information Services Inc., commonly known as FIS, has carved out a significant niche, operating at the intersection of innovation and efficiency. Born in the echoes of technological transformation, FIS has evolved from its foundational roots into a global giant, nurturing the financial world with a suite of integrated solutions. Its operations dance elegantly across different sectors, encompassing banking and capital markets, merchant solutions, and investment services. The company’s prowess lies in its ability to offer tailored technology solutions that streamline processes for financial institutions and corporations, enabling them to manage transactions, facilitate digital payments, and safeguard against the ever-evolving dangers of cyber threats. By centralizing its offerings, FIS empowers its clients with enhanced decision-making tools, delivering everything from core banking and payment processing platforms to investment management software.

The secret to FIS’s financial engine lies in its diverse yet interconnected streams of revenue, structured to capitalize on the growing demand for digital transformation in financial services. Primarily, FIS earns revenue through processing fees, software licensing, and professional services, each feeding into the overarching goal of financial optimization for their clients. By offering comprehensive end-to-end solutions, FIS not only reduces the operational complexity for its clients but also creates recurring revenue through long-term contracts, ensuring a steady, predictable income flow. This symbiosis between FIS and its clients is further bolstered by the company's investments in research and development, which keep it at the forefront of technological advancements, allowing it to continuously innovate in an industry that thrives on change. The result is a robust business model that not only supports financial institutions' current needs but anticipates future demands, securing FIS’s position as a linchpin in the financial services ecosystem.

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Last Earnings Call
Fiscal Period
Q3 2025
Call Date
Nov 5, 2025
AI Summary
Q3 2025

Strong Quarter: FIS reported third quarter results that beat expectations on all key metrics, with revenue, EBITDA, and EPS all outperforming guidance.

Revenue Growth: Adjusted revenue grew 6.3% to $2.7 billion, driven by strong results in banking and capital markets.

Margin Expansion: Adjusted EBITDA margins rose to 41.8%, up over 50 basis points, with further margin gains expected in Q4.

Raised Outlook: Management increased full-year guidance for revenue, EBITDA, and cash conversion, citing continued strong performance.

Cash Flow Surge: Free cash flow reached $800 million, more than doubling year-over-year, and cash conversion exceeded 140% in the quarter.

Shareholder Returns: Over $500 million returned to shareholders in Q3; full-year share repurchase target was raised to $1.3 billion.

AI & Innovation: AI adoption is accelerating across the client base, with FIS leveraging its data advantage and investing in digital and payments capabilities.

Banking Momentum: Banking recurring revenue growth reached mid-to-high 4% levels, with strong trends expected to continue.

Acquisition Update: The Credit Issuer Solutions deal is now expected to close in Q1 2026, projected to add $500 million of free cash flow in its first full year.

Key Financials
Revenue
$2.7B
Adjusted EBITDA Margin
41.8%
Adjusted EPS
$1.51
Free Cash Flow
$800M
Adjusted Free Cash Flow
$930M
Cash Conversion
Over 140% (Q3); 91% YTD
Share Repurchases
$1.3B (full year target); $300M in Q3
Total Shareholder Returns
Over $500M in Q3; $2.1B full year target
Banking Segment Revenue Growth
4.9% to 5.3% full year guidance
Capital Markets Revenue Growth
6.5% full year guidance
Recurring ACV (Annual Contract Value) Growth
11% CAGR
Digital Platform User Growth
Over 30% growth in users
Payments Recurring Sales Growth
53% year-to-date
NYCE Network Sales Pipeline Growth
3x versus last year
Earnings Call Recording
Other Earnings Calls

Management

Ms. Stephanie L. Ferris
CEO, President & Director

Stephanie L. Ferris is a prominent business executive known for her leadership role at Fidelity National Information Services, Inc. (FIS), a global provider of financial technology solutions. Before becoming the Chief Executive Officer of FIS, she held various strategic and operational leadership positions within the company, significantly contributing to its growth and innovation. With a strong background in finance and technology, Ferris has played an integral role in overseeing FIS's strategic direction, operational execution, and customer-focused initiatives. She is recognized for her expertise in driving digital transformation and enhancing the company's offerings to better serve financial institutions worldwide. Before her role at FIS, Ferris gained valuable experience working in the finance and payments industries, helping to diversify her expertise and leadership capabilities. She is often noted for her strategic vision, commitment to fostering a culture of innovation, and focus on talent development within the organization. Her leadership is underscored by her commitment to embedding a client-first philosophy and leveraging technology to deliver superior customer experiences in the rapidly evolving financial services sector.

Mr. James Kehoe
Corporate Executive VP & CFO
No Bio Available
Ms. Caroline Tsai
Chief Legal and Corporate Affairs Officer & Secretary

Caroline Tsai is a recognized leader in the field of financial services and technology. She serves as the Chief Legal Officer and Corporate Secretary at Fidelity National Information Services, Inc. (FIS). In her role, she oversees the company's global legal, compliance, and corporate governance functions, bringing a wealth of experience and expertise to the executive team. Before joining FIS, Caroline Tsai held significant positions at several prominent financial institutions. She was the Chief Legal Officer at Western Union, where she focused on providing strategic legal advice and leadership during a transformative period for the company. Prior to Western Union, she was with Bank of America, holding various senior roles, including Deputy General Counsel. During her tenure at Bank of America, she managed legal teams supporting global human resources, intellectual property, and corporate services. Caroline Tsai is known for her strategic vision and ability to navigate complex legal and regulatory environments. Her experience spans across a variety of areas such as mergers and acquisitions, regulatory compliance, corporate governance, and intellectual property. She holds a Juris Doctor degree from the University of California, Hastings College of the Law, and a Bachelor of Arts degree from the University of California, Berkeley. Her legal acumen, coupled with her leadership skills, make her a vital asset to FIS and a respected figure in the legal and financial sectors.

Ms. Lenore Denise Williams
Corporate Executive VP & Chief People Officer
No Bio Available
Ms. Alexandra Dawn Brooks
Executive VP & Chief Accounting Officer
No Bio Available
Mr. Firdaus Bhathena
Chief Technology Officer
No Bio Available
Mr. Georgios Mihalos
SVP & Head of Investor Relations
No Bio Available
Ms. Ellyn Raftery
Executive VP and Chief Marketing & Communications Officer

Ellyn Raftery is recognized for her role as an executive with Fidelity National Information Services, Inc. (FIS), a global leader in financial services technology. She serves as the Chief Marketing and Communications Officer (CMO) at FIS. In this position, Ellyn Raftery is responsible for the global marketing strategy, corporate communications, and brand management efforts that support FIS’s extensive portfolio of solutions and services. Bringing a wealth of experience in marketing and strategic communications, she has a track record of enhancing brand value and driving business growth. Before joining FIS, Ellyn held various leadership roles in other major organizations, where she developed and executed strategies that often integrated market insights with innovative communication practices to foster corporate objectives. Her leadership has been instrumental in FIS’s positioning in the marketplace and the successful communication of the company's mission and capabilities on a global scale. With a visionary approach, she continues to contribute to the company’s expansion and reputation in the financial technology industry.

Kim Snider
Senior Vice President of Global Marketing & Communications
No Bio Available
Mr. Guy M. Hains
Head of Market Team
No Bio Available

Contacts

Address
FLORIDA
Jacksonville
601 Riverside Ave
Contacts
+19044386365.0
www.fisglobal.com