Farmers & Merchants Bancorp

OTC:FMCB

Farmers & Merchants Bancorp is a bank holding company for Farmers & Merchants Bank, which engages in the provision of financial services to individuals, families, and businesses. The company is headquartered in Lodi, California and currently employs 373 full-time employees. The firm offers a range of deposit instruments, including checking, savings, money market, time certificates of deposit, individual retirement accounts and online banking services for both business and personal accounts. The company provides lending products, such as commercial, commercial real estate, real estate construction, agribusiness, consumer, credit card, residential real estate loans, and equipment leases. Its commercial products include term loans, leases, lines of credit and other working capital financing and letters of credit. Its financing products for individuals include automobile financing, lines of credit, residential real estate, home improvement and home equity lines of credit. The company offers services, such as account reconciliation, on-line account access, and electronic funds transfers by way of domestic and international wire, and automated clearinghouses.