First Ottawa Bancshares Inc

OTC:FOTB

First Ottawa Bancshares, Inc. is a bank holding company, which engages in the provision of personal, business, and online banking services. The company is headquartered in Ottawa Illinois, Illinois. The company went IPO on 2002-01-15. The firm operates through its subsidiary, First National Bank of Ottawa (the Bank). The Bank operates as a community bank and provides personal and business banking services to its customers. The Bank offers a range of mortgages, such as fixed rate mortgages, adjustable-rate mortgages, home equity loans, low or no down payment, Federal Housing Administration (FHA), the United States Department of Veterans Affairs (VA) and Rural Housing (the United States Department of Agriculture (USDA)) loans, ease of auto debit mortgage payments and investment properties. The Bank provides various loans within its business banking services, which include commercial lines of credit, commercial loans, commercial construction and development loans, real estate loans and letters of credit. The Bank offers a range of first checking premium account, other checking accounts, savings accounts and health savings accounts (HSA).