Resona Holdings Inc

XMUN:DW1

Resona Holdings is a Japanese banking group that owns and runs banks serving households, small businesses, and mid-sized companies. Through its main banking units, it takes deposits, makes loans, processes payments, and offers everyday banking services such as savings accounts, mortgages, business lending, and cash management. It also sells fee-based financial products and services like asset management, trust banking, and advisory services for retirement, inheritance, and corporate finance needs. Its customers are mainly retail clients, local businesses, and regional companies that want a full-service bank with branch access and long-term relationship banking. Resona makes money the way a classic bank does: it earns interest on loans and other assets, and it collects fees for account services, trust work, investment products, and corporate banking support. What makes it distinct is its focus on domestic retail and regional business banking in Japan, where relationships, local presence, and a mix of ordinary banking plus trust services are central to the business model.