Erste Group Bank AG banner

Company Overview

Business Description

Sector
Financials
Industry
Banking
Headquarters
Austria AT
Employees
55 431
IPO date
Dec 4, 1997

Erste Group Bank AG is a retail and commercial bank based in Austria. It takes deposits, makes loans, issues payment cards, and offers everyday banking, mortgages, consumer credit, business lending, and basic investment and insurance products. Its customers are individuals, small and medium-sized companies, and larger corporate and public-sector clients, mainly in Austria and several Central and Eastern European countries.

The bank makes most of its money from the spread between what it pays on deposits and what it earns on loans, along with fees from payment services, account maintenance, asset management, and other banking services. It also earns from serving businesses with cash management, trade finance, and capital-market products. This mix gives it a stable, relationship-based business built around handling customers’ core financial needs.

What makes Erste Group important in its market is that it sits close to the customer in many local banking markets rather than acting like a niche specialist. It combines a large branch-and-digital banking network with local banks that know their home markets well. That makes it a key lender, payments provider, and savings partner for households and businesses across its region.

Erste Group Bank AG Investor Relations

Address
Am Belvedere 1
Wien
Austria

Business Segments

Retail banking

This part serves individual customers with everyday banking, savings, mortgages, personal loans, cards, and online banking.

Customers and revenue model

Business banking

This part provides banking services to small and mid-sized companies, including business loans, payment services, cash management, and trade finance.

Customers and revenue model

Corporate and markets

Description, customers and revenue model

Management

Mr. Stefan Dorfler

CFO & Member of Management Board

Biography unavailable

Magistrate Alexandra Habeler-Drabek Mag.

Chief Risk Officer & Member of Management Board

Biography unavailable

Magistrate Ingo Bleier C.F.A.

Chief Corporates & Markets Officer and Member of Management Board

Biography unavailable

Mr. Maurizio Poletto

COO, Chief Platform Officer & Member of Management Board

Biography unavailable

Magistrate Willibald Cernko

Advisor

Biography unavailable

Dr. Peter Bosek MP

Chairman of the Management Board, CEO & Chief Retail Officer

Biography unavailable

Mr. Johannes Leobacher

Head of Corporate and Investment Banking Division

Biography unavailable

Mr. Thomas Sommerauer

Head of Group Investor Relations

Biography unavailable

Mr. Henning Esskuchen

Head of Equity Research CEE

Biography unavailable

Mr. Gernot Mittendorfer M.B.A., MP

Consultant

Biography unavailable

1 / 10