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Company Overview

Business Description

Sector
Financials
Industry
Banking
Headquarters
Singapore SG
Employees
33 311
IPO date
Jan 2, 1979

Oversea-Chinese Banking Corporation, better known as OCBC, is one of Singapore’s major banks. It takes deposits, makes loans, and handles everyday banking for individuals, small businesses, and large companies. It also offers wealth management, credit cards, payments, trade finance, and treasury services, so it sits at the center of many personal and business money flows.

OCBC earns most of its money from the spread between what it pays on deposits and what it charges on loans, plus fees from banking services, card usage, asset management, and insurance. It serves customers mainly in Singapore and across nearby regional markets, with a mix of retail clients, small and medium-sized enterprises, corporates, and institutional customers.

What makes OCBC different is that it is not just a lender. It combines banking with insurance through its ownership of Great Eastern and with private banking and asset management services, which lets it serve customers across more of their financial needs. That broader role gives it a strong position as a full-service financial institution in Southeast Asia.

Oversea-Chinese Banking Corporation Ltd Investor Relations

Address
63 Chulia Street #10-00
Singapore
Singapore

Business Segments

Consumer banking

This part serves individual customers with everyday banking, home loans, credit cards, savings, and wealth products through branches and digital channels.

Customers

Retail customers, affluent individuals, and private banking clients in Singapore, Malaysia, Greater China, and other Asian markets.

Revenue Model

It earns interest on loans and card balances, plus fees from account services, payments, wealth products, and advisory services.

Business banking

This part provides banking services to companies, including working capital loans, trade finance, cash management, foreign exchange, and corporate lending.

Customers

Small businesses, mid-sized companies, large corporates, and financial institutions that need banking for operations and cross-border trade.

Revenue Model

It makes money from lending interest, trade and transaction fees, treasury services, and foreign exchange activities.

Insurance

This part sells life insurance and related protection and savings products through its insurance arm.

Customers

Individuals and families looking for protection, long-term savings, retirement, and investment-linked insurance products.

Revenue Model

It earns premiums from policies, fees from investment-linked products, and income from managing insurance assets.

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Management

Ms. Pik Kuen Wong J.P.

Group CEO & Non-Independent Executive Director

Ms. Pik Kuen Wong J.P. is a distinguished banking executive, known for her contributions to the financial industry through her role at Oversea-Chinese Banking Corporation Ltd (OCBC). She has built a reputation as a skilled leader with extensive experience in banking and finance. Her work at OCBC has been marked by a focus on strategic growth, customer-centric services, and technological innovation within the industry. As a Justice of the Peace, she also plays a significant role in community service, demonstrating a commitment to public service beyond her corporate responsibilities. Her leadership style is often described as forward-thinking and inclusive, fostering an environment of collaboration and excellence within her teams.

Ms. Chin Yee Goh

Group Chief Financial Officer

Ms. Chin Yee Goh is a prominent figure in the banking industry, particularly known for her roles at Oversea-Chinese Banking Corporation Ltd (OCBC). She holds the position of Chief Financial Officer (CFO) at OCBC Bank, having taken over the role in November 2020. Her responsibilities at OCBC include overseeing the financial operations of the bank, guiding its financial strategy, and ensuring robust financial management and discipline. Before her role as CFO, Chin Yee Goh has had an extensive career within the financial sector. She joined OCBC in 2005 and has held various senior positions within the organization, demonstrating her wide-ranging expertise in finance and leadership. Her experience includes working on corporate structure and capital planning, which has been instrumental in OCBC's strategic expansions and operational improvements. Chin Yee Goh is recognized for her analytical acumen and for leveraging her in-depth understanding of financial markets to drive OCBC's growth. Her educational background includes degrees that have bolstered her expertise in finance and business management. Overall, Ms. Chin Yee Goh's leadership and financial insights have played a critical role in shaping the financial strategies of OCBC, reinforcing its position as a leading financial services group.

Mr. Kok Kim Gan

Executive VP & Head of Global Investment Banking

Mr. Gan Kok Kim is recognized for his role with the Oversea-Chinese Banking Corporation Ltd (OCBC), where he serves as the Head of the Global Corporate Banking Division. In this capacity, he is responsible for overseeing the bank's corporate banking activities on a global scale, ensuring the delivery of comprehensive financial services and solutions to multinational corporations and large local enterprises. Mr. Gan has a wealth of experience in the banking and finance industry, having spent numerous years in various leadership positions. His expertise extends across multiple areas, including corporate banking, risk management, and strategic planning. His leadership has been instrumental in driving the growth and success of OCBC's corporate banking operations, enhancing client relationships, and expanding the bank's presence in key international markets. Prior to his current role, Mr. Gan has held significant positions within OCBC and other financial institutions, contributing to his deep understanding of the industry and market dynamics. His strategic insights and ability to navigate complex financial landscapes have earned him respect and recognition in the banking community. Through his tenure, Mr. Gan has demonstrated a commitment to innovation and excellence, fostering a customer-centric approach that aligns with OCBC's values and long-term objectives. His leadership continues to play a key role in strengthening the bank's position as a leading financial institution in the region.

Mr. David Cheng

Head of Corporate Finance

David Cheng serves as an executive at Oversea-Chinese Banking Corporation Ltd (OCBC), one of Southeast Asia's largest banks. With extensive experience in the financial industry, particularly in Asian markets, he has been instrumental in driving OCBC's strategic initiatives and fostering growth. His expertise spans across various areas, including corporate banking, risk management, and business development. At OCBC, David Cheng is known for his leadership skills and his commitment to enhancing the bank’s competitive edge in the complex financial landscape. Note: Please verify the latest information about David Cheng through official sources, as roles and positions can change over time.

Mr. Praveen Raina

Head of Group Operations & Technology

Biography unavailable

Mr. Collins Chin

Head of Investor Relations

Collins Chin is the Executive Director & Head of Global Corporate Banking at Oversea-Chinese Banking Corporation Ltd (OCBC). He is tasked with leading the bank’s corporate banking business on an international scale and managing client relationships in various industries. Known for his strategic insights and leadership competence, Mr. Chin plays a significant role in expanding OCBC’s corporate banking footprint. With extensive experience in banking and finance, Collins Chin has contributed to enhancing OCBC’s operations and services. His career includes prior roles where he has honed his skills in corporate finance, credit risk management, and client acquisition which brought a wealth of knowledge to OCBC. Mr. Chin is recognized for his ability to drive growth and innovation in the banking sector. His academic background includes degrees in finance and business management, providing him with a solid foundation for his professional endeavors. Collins Chin’s leadership in OCBC continues to impact the bank’s strategic direction, helping it maintain its status as a leading financial institution in the region.

Ms. Yuen Ling

Head of Group Legal & Compliance, Executive VP and General Counsel

Biography unavailable

Ms. Ching Ching Koh

Head of Group Brand & Communications

Ms. Ching Ching Koh is the Head of Group Legal and Regulatory Compliance at Oversea-Chinese Banking Corporation Ltd (OCBC). In her role, she is responsible for overseeing the bank's legal affairs and ensuring regulatory compliance across its operations. Her work involves advising on legal issues, managing risks, and implementing compliance frameworks to navigate the complex regulatory landscape governing financial institutions. With her background in law and extensive experience in the banking sector, Ms. Koh plays a crucial role in supporting OCBC's strategic objectives while safeguarding its legal and regulatory interests. Her leadership and expertise are pivotal in maintaining the bank's reputation and operational integrity.

Ms. Hwee-Boon Lee

Head of Group Human Resources

Ms. Hwee-Boon Lee is a prominent figure in the financial sector, known for her leadership at Oversea-Chinese Banking Corporation Ltd (OCBC). She has held significant positions within the organization, showcasing her expertise in banking and financial management. Ms. Lee has played an instrumental role in strategic decision-making processes at OCBC, contributing to the company's growth and success. Her tenure at OCBC is marked by a commitment to innovation, customer focus, and operational excellence. Through her leadership, Ms. Lee has helped steer OCBC to maintain its reputation as one of the leading financial services groups in Asia, with a strong emphasis on digital transformation and sustainability initiatives.

Mr. Ti Liang Goh

Head of Global Commercial Banking

Ti Liang Goh is notable for his contributions in the banking sector, particularly through his leadership at Oversea-Chinese Banking Corporation Ltd (OCBC). He served as the Chairman of OCBC, one of the largest and most established banks in Southeast Asia, headquartered in Singapore. Under his stewardship, the bank strengthened its financial standing and expanded its influence regionally. Goh's tenure was marked by strategic initiatives that bolstered OCBC's position in the competitive banking landscape. His leadership played a crucial role in navigating the bank through various economic challenges, ensuring sustained growth and innovation.

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