` Comparison: ESG vs SOFI - Alpha Spread

ESG
vs
SOFI

Over the past 12 months, ESG has underperformed SOFI, delivering a return of 0% compared to the SOFI's +26% growth.

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ESG
SOFI
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Valuation Comparison

ESG Intrinsic Value
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SOFI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
ESG Core Investments BV
AEX:ESG
9.95 EUR
SoFi Technologies Inc
NASDAQ:SOFI
19.1 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
ESG, SOFI

ESG
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
ESG Core Investments BV
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ESG, SOFI

ESG
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
ESG Core Investments BV
AEX:ESG
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

ESG
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
ESG Core Investments BV
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

ESG
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
ESG Core Investments BV
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

ESG
0%
SOFI
13.3%

FCF Margin

ESG
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
ESG Core Investments BV
SoFi Technologies Inc
Not applicable for financial companies

ROE

ESG
-154.1%
SOFI
5.7%

ROA

ESG
-1.1%
SOFI
1.1%

ROIC

ESG
-1 170.5%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
ESG Core Investments BV
SoFi Technologies Inc
Not applicable for financial companies

ROCE

ESG
-0.7%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
ESG Core Investments BV
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ESG, SOFI

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Performance Gap
ESG, SOFI

Performance Gap Between ESG and SOFI
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Performance By Year
ESG, SOFI

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ESG
SOFI
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