` Comparison: OFX, IRFC - Alpha Spread

OFX
vs
IRFC

Over the past 12 months, OFX has underperformed IRFC, delivering a return of -62% compared to the IRFC's 28% drop.

Valuation Growth Profitability Solvency Stocks Performance
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OFX
IRFC
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Stocks Compared:
OFX IRFC
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Valuation Comparison

OFX Intrinsic Value
1.343 AUD
Undervaluation 60%
Intrinsic Value
Price
IRFC Intrinsic Value
124.73 INR
Undervaluation 10%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
OFX Group Ltd
ASX:OFX
0.535 AUD
Indian Railway Finance Corp Ltd
NSE:IRFC
112.3 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
OFX, IRFC

OFX
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
OFX Group Ltd
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
OFX, IRFC

OFX
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
OFX Group Ltd
ASX:OFX
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

OFX
92.9%
IRFC
0%

Operating Margin

OFX
14%
IRFC
99.4%

Net Margin

OFX
10.8%
IRFC
25.5%

FCF Margin

OFX
22.7%
IRFC
13.2%

ROE

OFX
14.2%
IRFC
12.7%

ROA

OFX
4.4%
IRFC
1.4%

ROIC

OFX
12.4%
IRFC
5.5%

ROCE

OFX
12.5%
IRFC
5.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
OFX, IRFC

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Performance Gap
OFX, IRFC

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OFX
IRFC
Difference
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Performance By Year
OFX, IRFC

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