Indian Railway Finance Corp Ltd banner

Intrinsic Value

Is IRFC undervalued or overvalued?

See the intrinsic value estimate for Indian Railway Finance Corp Ltd and find out whether today’s valuation is cheap or expensive by its own historical standards.

Do our valuations actually work? See backtest results .

IRFC Intrinsic Value
LOCKED
Unlock
Today vs. history

IRFC looks undervalued.
But is it cheap by its own standards?

See how today’s valuation compares with IRFC’s past valuations and how the stock performed after similar periods.

See what happened next Free account required
Monitor IRFC
Get notified when the price drops
Track Buy Zone
20% below Intrinsic Value
Get notified when the price drops into your buy zone
Intrinsic Value Locked
Margin of Safety 20% Locked
Current Price ₹74.33
Or choose another margin of safety
0% below Intrinsic Value
10% below Intrinsic Value
30% below Intrinsic Value
40% below Intrinsic Value
50% below Intrinsic Value
Custom
Alternatives to IRFC

Fundamental Analysis

What Indian Railway Finance Does

Financial Services Financials

Indian Railway Finance Corp Ltd is the financing arm of Indian Railways. It raises money in the debt markets and uses those funds to buy railway assets such as locomotives, coaches, wagons, and other equipment, then leases them to Indian Railways and related rail entities. In plain terms, it helps the rail network get the equipment it needs without the rail operator having to fund every purchase upfront.

Headquarters
India IN
Employees
45
IPO date
Jan 29, 2021
Read the full company overview
View Company Overview

Indian Railway Finance has no economic moat

No Moat Narrow Wide

Indian Railways can fund new projects directly through the government rather than through IRFC, so the relationship does not lock in future business. IRFC’s dedicated role supports its existing railway financing, but agreed lending margins and competition for broader infrastructure loans limit its ability to charge more.

Read the full moat analysis
Financials
Efficiency

Earnings Waterfall
Indian Railway Finance Corp Ltd

Wall St Price Targets

Capital Returns

Buyback Yield
LOCKED
Debt Paydown Yield
LOCKED

Competitive Landscape

What is the Intrinsic Value of one IRFC stock?

The intrinsic value for Indian Railway Finance Corp Ltd (IRFC) under the Base Case is hidden INR.

Is IRFC stock undervalued or overvalued?

Compared with the current market price of 74.33 INR, the stock appears hidden.

Back to Top